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Personal Banker - Bancassurance (Southern Region)
Zusammenfassung
A leading banking institution in Malaysia is seeking a professional to promote and sell life-insurance products. The role involves achieving sales targets, maintaining customer relationships, and providing comprehensive service related to insurance products. Ideal candidates will have experience in sales, particularly in financial services, and strong communication skills. This position is based in Johor, Malaysia.
Qualifikationen
- Experience in sales, especially in financial products.
- Ability to understand and explain insurance products.
- Strong relationship-building skills.
Aufgaben
- Promote various life-insurance products to customers.
- Achieve sales and revenue targets set by the bank.
- Maintain regular contact with customers for relationship management.
Kenntnisse
- To promote various type of life-insurance products by Tokio Marine Life Insurance Malaysia Bhd under the exclusive Bancassurance Partnership between RHB Bank and Tokio Marine
- To professionally sell a wide range of banca products to existing and prospective customers
- To achieve sales/revenue target assigned by the Bank and contribute towards the achievement of the overall branch targets
- To maintain regular contacts with customers to develop relationship for higher share of customers’ wallet
- Participate in branch/region/Bank sales activities and campaigns to achieve deliverables
- Prepare and pro-actively execute sales
- Promote, introduce and market a range of Tokio Marine’s life-insurance products to Bank’s customer (including Whole Life Plan, Endowment Plan, Medical Plan and Investment Linked Plan)
- To perform needs based selling by understanding customer’s financial goal, protection need, saving, education, medical and retirement saving
- Brief and ensure customers understand the insurance plan features, charges and prepare quotations and explanation of product disclosure
- Assist customers in handling premium payment, policy enquiry, policy servicing and claims related matters
- Prepare and pro-actively execute sales plans for prospective customers from Bank’s leads (LMS) and self-generated leads
- Actively participate and collaborate with other sales personnel at branch/region on sales activities/campaigns for customer acquisition and retention
- Plan and identify cross selling/up selling to increase customers’ PHR and revenue
- Set appointments, sales visitations, prospecting and engagement with customers
- Maintain regular contact with existing customers to foster closer relationship and for referrals
- Work closely with Branch Manager and Regional Sales Heads on sales activities, promotion and campaigns
- Comply with CPD hours and to ensure completion rate of CFF forms
- Compliance to Bank’s policy, procedures and observe sales code of ethics
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