Purchase jobs in United States

The Global Product Manager, Receivables Purchase is responsible for driving the end-to-end strategy, execution, and performance of Receivable Purchase activities within Trade and Working Capital. This role ensures alignment with the Bank’s strategic priorities by delivering customer value, optimising cost efficiencies, and enabling digital product growth. You will lead the global product agenda across financial and non-financial performance, new initiatives, product development, risk and governance, and product strategy – ensuring strong alignment with global trade objectives. The role is fully responsible for driving revenue growth, maximizing returns, and ensuring commercial success across key markets through effective product lifecycle management and robust governance.

Responsibilities

• Strategy & Product Ownership - Define and execute the global strategy for Receivables Purchase in alignment with Trade & Working Capital objectives. Lead end-to-end product ownership—including vision, design, commercialisation, lifecycle, and governance. Drive global product roadmap prioritisation and delivery to meet client needs and competitive differentiation. Lead holistic product backlog prioritisation and oversee global deployment readiness of digital Receivables initiatives, ensuring alignment with client needs, market trends, and cross-functional execution. Monitor market, client, and regulatory trends to continuously evolve product value propositions.
• Commercialisation & Revenue Growth - Accountable for driving product P&L performance and achieving revenue, utilisation, and returns targets. Develop go-to-market strategies and collaborate with Sales, Coverage, and Structuring for pipeline growth. Deliver product positioning, client propositions, and commercialization toolkits across key markets. Ensure seamless execution from pre-sales to post-launch, with clarity on roles and responsibilities.
• Digitisation & Innovation - Champion digital adoption and product innovation to scale Receivables solutions globally. Collaborate with Trade Digital, Data teams, and external platforms to deliver digital capabilities and transformation. Lead product digitisation agenda (platform, process, and delivery models) and thought leadership.
• Client Feedback & Market Relevance - Maintain strong client engagement loops to inform product design, enhancements, and commercial priorities. Translate competitive intelligence and feedback into actionable product and strategy improvements. Ensure a balanced, regionalised view of client needs is embedded across development initiatives.
• Risk Management - Ensure robust risk controls (operational, credit, financial crime, regulatory) across the product lifecycle. Work with second-line teams to manage risk appetite and ensure “fit-for-purpose” propositions.
• Governance - Drive governance discipline through compliance with bank policies and the Product Programme Guide (PPG). Responsible for ensuring the appropriate governance is in place prior to the launch of new products/propositions at a global level. Proactively work with stakeholders to identify and quantify new and existing risks across the product/proposition at a global level.
• Business Performance - Deliver end-to-end business performance accountability, including lifecycle health, process efficiency, and commercial KPIs. Conduct annual product reviews, ensuring propositions remain competitive, scalable, and aligned with strategic goals. Partner with cross-functional teams globally to align product delivery with growth, returns, and client outcomes.
• People & Stakeholder Leadership - Lead cross-functional delivery teams and nurture a high-performance, values-driven culture. Influence a wide stakeholder set across Product, Sales, Risk, Technology, and external partners. Mentor talent and develop Receivables capability across regional and central product teams. Conduct training and workshops for internal stakeholders across specific solutions to strengthen Receivables knowledge across the Bank. Cultivate and manage strategic relationships with vendors and third-party platforms to co-develop client solutions and expand delivery capabilities.
• Regulatory & Business Conduct - Display exemplary conduct and live by the Group’s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters. Lead the Global Receivables business to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
• Key Stakeholders - Internal: Group and local product management teams; Technology, Product Development, DCDA; TB Sales; Coverage; Structuring; Commodities & Trade Finance; Receivables Services Middle Office (RSMO); Trade Operations; TB Implementation; Legal, and Supply Chain Management (SCM); Group second line teams. External: Vendors; 3rd Party Trade Platform Providers; Trade associations.
• Other Responsibilities - Embed “Here for good” and the Group’s brand and values; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

• 10+ years of regional or global product management experience in trade finance with a Bank or trade platform. In-depth knowledge of Open Account products and structures, especially receivables finance
• Experience with digital product development including Agile methodology.
• Strong project management skills and experience in working cross-functionally.
• Proven ability to commercialise new products with internal stakeholders and with external clients.
• Analytical skills and proficiency in data analysis tools to use information to identify new business opportunities and room for improvement/efficiency gains
• Excellent communication and interpersonal skills to influence stakeholders directly or indirectly, across the SCB global network and with vendors.
• Ability to keep abreast of changes in the market, with customer requirements and with competitors.
• Experience in working with vendors to jointly deliver solutions.
• Depth of understanding of financial regulation impacting the International Trade Business.

Role Specific Technical Competencies

• Receivables Finance knowledge
• Trade Finance knowledge
• Agile methodologies
• Product Design and Development

We\'re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can\'t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers