Analyst à Allemagne

Financing the future.

As Senior Credit Analyst (f/m/d) in the Risk Rating department EMEA/Asia Australia you prepare credit analysis and assign risk ratings for project finance transactions and corporate obligors of SFS’ project and structured business in Europe, Middle East, Asia, and Australia and engage in the further development of rating methods, credit data banks and the digitalization of rating processes.

As part of our team, you will have:

• An attractive remuneration package
• Appealing Siemens pension benefits
• Access to employee share plans
• 30 days of paid vacation and a variety of flexible work schedules that allow time off for you and your family
• 2 to 3 days of mobile working per week as a global standard

This will be your impact:

• In this role you independently evaluate the creditworthiness of projects and corporate obligors in a broad range of industries with a focus in the energy and infrastructure sectors
• You analyze borrower’s financial models, financial statements as well as cash flow projections and prepare and sensitize cash flow models
• You collaborate efficiently as member of a deal team incorporating Rating, Risk Management and Origination
• You assign an obligor rating within the given Rating Authority
• Additionally, you continually monitor the creditworthiness of portfolio counterparties and initiate rating actions as deemed necessary
• The analysis is presented to the next higher rating authority holder, the Rating Committee, and the Siemens Bank Credit Committee
• You ensure constant knowledge exchange with Risk Rating Americas as well as Risk Management in the Business Units
• You support in the training and coaching of less experienced rating analysts and/or colleagues in other SFS Functions or Business Units
• You participate in refining existing rating methodologies and in developing new rating methodologies
• Furthermore, you explore and proactively drive opportunities within Risk Rating to digitalize parts of the analytical process and to use artificial intelligence solutions

This is how you'll win us over:

• Education: Degree or equivalent experience in economics/business administration or a comparable field of studies
• Experience & Skills:
• At least 5 years of professional experience in analyzing and evaluating project finance transactions at a bank or another financial institution
• Professional knowledge in corporate finance and macro economics
• We are looking for a new team member with strong affinity for digitalization and artificial intelligence topics and a spirit to promote related projects; proven experience in these areas is welcome
• Sound experience in working with financial models as well as professional analytical capabilities (financial statement analysis)
• You know how to convey analytical conclusions in a well-structured manner in a rating report and possess a confident appearance presenting rating analysis to Authority Holders
• Ways of working: strong standout colleague; ability to work under time pressure while maintaining a positive focus; supportive and solution-focused approach
• Languages: Proficiency in German and English, knowledge of other languages (e.g., Spanish, French, Italian) is welcome

You are much more than your qualifications, and we believe in the potential of every single candidate. We look forward to getting to know you!

Your individual personality and perspective are important to us. We create a working environment that reflects the diversity of the society and support you in your personal and professional development. Let’s get to know your authentic personality and create a better future together with us.

As an equal-opportunity employer we are happy to consider applications from individuals with disabilities.

Protecting the environment, conserving our natural resources, fostering the health and performance of our people as well as safeguarding their working conditions are core to our social and business commitment at Siemens.

About us.

We at Siemens Financial Services provide business-to-business financial solutions. Our unique combination of financial expertise, risk competence and industry know-how enable us to create tailored innovative financial solutions. Follow this link to discover our world: www.siemens.com/finance

Our global, diverse team is ready to support, challenge, and inspire you, helping you grow in countless ways. Together, we’ll embark on an exciting journey of discovery. Who knows where this path will lead? Join us and take an active role in shaping your future!

www.siemens.com/careers – if you would like to find out more about jobs & careers at Siemens.

FAQ – if you need further information on the application process.