Senior Credit Analyst

Arrow Electronics; George Town; On-site; MYR 40,000 - 60,000; Full time

Job summary

A leading technology firm in Penang is seeking a qualified candidate for an Accounts Receivable position. This role involves managing cash flow, resolving disputes, and analyzing credit risks. The ideal applicant should have a Bachelor’s degree in Finance or Economics and 3–5 years of relevant experience. Strong negotiation skills and experience with SAP or Oracle systems are preferred. The company offers competitive benefits including medical and life insurance, as well as performance bonuses.

Benefits

Medical Insurance

Life Insurance

Year-end Bonus

Performance Bonus

5-Day Work Week

Qualifications

• 3–5 years of relevant experience in A/R accounting, credit analysis, and collections.
• Strong sense of risk and ability to identify key credit issues.
• Excellent communication and fast-learning skills.

Responsibilities

• Collect terms and negotiate payment plans.
• Resolve A/R disputes with customers.
• Analyze credit exposure and manage risk.
• Identify and implement process improvements.
• Collaborate with treasury team for factoring opportunities.

Skills

Credit analysis

Negotiation skills

Interpersonal skills

Commercial acumen

Self-starter

Education

Bachelor’s degree in Finance or Economics

Tools

SAP

Oracle financial systems

Job description

Responsibilities

• Collect terms, negotiate payment plans, and elevate cash flow problems per management reporting structure.
• Resolve A/R disputes by working with customers to determine reasons for non‑payment and query specific invoices for action.
• Analyze credit exposure, facilitate sales, and manage risk by reviewing order releases and customer master files; release orders, set limits, and identify bad debt.
• Identify root causes and implement process improvements, establishing best collection practices.
• Analyze customer financials and credit, identify key issues and patterns from partial or conflicting data.
• Seek risk mitigation measures beyond credit insurance and monitor preventive actions.
• Collaborate with the treasury team to maximize factoring opportunities and assist in account receivable management.
• Lead ad‑hoc projects related to portfolio risk management while completing work with limited supervision.

Qualifications

• Bachelor’s degree in Finance or Economics.
• 3–5 years of relevant experience in A/R accounting, credit analysis, and collections.
• Strong sense of risk and ability to identify key credit issues.
• Excellent interpersonal, communication, and fast‑learning skills; self‑starter in a dynamic environment.
• Experience working cross‑functionally within countries, business units, and strong commercial acumen.
• Experience with SAP or Oracle financial systems preferred.

Benefits

• Medical Insurance
• Life Insurance
• Year‑end Bonus
• Performance Bonus
• 5‑Day Work Week
• And more!

About Arrow

Arrow Electronics, Inc. (NYSE: ARW), an award‑winning Fortune 154, guides innovation forward for over 220,000 leading technology manufacturers and service providers. With 2024 sales of USD $27.9 billion, Arrow develops technology solutions that improve business and daily life, making technology accessible to as many people as possible.