Manager, Data Analytics & Modelling

CTOS; Kuala Lumpur; On-site; MYR 80,000 - 115,000; Full time

Job summary

A leading credit reporting agency in Kuala Lumpur is seeking a skilled Analytics Modelling & Analytics Manager to drive the development of advanced risk models. The ideal candidate will have 5–7 years of experience in credit risk model development, proficiency in Python, SAS, and SQL, and strong stakeholder management skills. This role offers a chance to work on high-impact projects with banks and fintechs, contributing to innovative credit solutions in a collaborative setting.

Benefits

Collaborative and innovative environment

Strong career growth potential

Opportunity to work on high-impact projects

Qualifications

• 5–7 years' hands-on experience in credit risk model development in financial institutions.
• Experience with model governance, validation, and regulatory compliance.
• Solid understanding of credit bureau and alternative data.

Responsibilities

• Design, develop, validate, and maintain predictive risk models.
• Extract, transform, and process large datasets for modeling.
• Work with banks and fintech clients to deliver effective models.

Skills

Statistical modelling techniques

Stakeholder engagement

Data processing skills

Python

SAS

SQL

Education

Bachelor’s or Master’s degree in Statistics, Mathematics, Economics, Data Science

Tools

Big data management platforms

AWS

SQL

Job description

We are Malaysia’s leading Credit Reporting Agency (CRA) and we are aggressively expanding our business, and looking for dynamic, driven and motivated individuals to join our team. Our Direct-To-Consumer segment (D2C), is one of our fastest growing product areas in the market, with an abundance of expansion plans and innovative ideas on hand.

Role Overview

We are seeking an experienced Analytics Modelling &Analytics Manager to lead the development of advanced risk models for a leading credit bureau. The role focuses on building and validating statistical and machine learning models that power decision-making across the credit lifecycle.

The scope includes both traditional bureau models and alternative data models, depending on use cases. The successful candidate will combine strong technical modelling expertise with hands‑on data processing skills, managing projects end‑to‑end across diverse data sources.

Key Responsibilities

• Design, develop, validate, and maintain predictive risk models using credit bureau and alternative datasets.
• Build specialized models such as: bureau scorecards, collections/recovery models, client‑specific models, income proxy/affordability models, and alternative‑data‑based risk models.
• Test applicability of alternative data in the absence of bureau data.
• Data Processing & Analytics
• Extract, transform, and process large and complex datasets for modelling.
• Develop efficient data pipelines using Python, SAS, SQL, and big data management tools.
• Conduct rigorous feature engineering, data quality checks, and exploratory analysis.
• Explore and integrate diverse datasets (payment, trade, telco, digital footprint, etc.).
• Model Governance & Compliance
• Ensure models comply with regulatory standards and internal governance.
• Document methodology, assumptions, validation results, and monitoring plans.
• Stakeholder Management
• Work with banks, financial institutions, and fintech clients to deliver fit‑for‑purpose models.
• Present complex results clearly to both technical and business stakeholders.
• Manage end‑to‑end modelling projects, including scoping, design, development, and delivery.
• Guide junior analysts and set best practices in modelling and analytics.

Requirements

• Bachelor’s or Master’s degree in Statistics, Mathematics, Economics, Data Science, or related field.
• 5–7 years’ hands‑on experience in credit risk model development within financial institutions, fintechs, or credit bureaus.
• Strong proficiency in statistical modelling techniques (logistic regression, survival models, ML techniques).
• Proficiency in modelling and data processing tools: Python, SAS, SQL, big data management platforms.
• Solid understanding of credit bureau and alternative data.
• Experience in model governance, validation, and regulatory compliance.
• Strong communication and stakeholder engagement skills.

KPIs / Success Measures

• Delivery of models within agreed project timelines and client expectations.
• Demonstrated uplift in client outcomes (e.g., higher approval rates, improved collections, lower bad rates).
• Accuracy and robustness of models under back‑testing and out‑of‑time validation.
• Adoption rate of models by clients (implementation into production).
• Compliance with regulatory, audit, and governance standards (zero critical findings).
• Contribution to innovation through successful testing of new data sources and techniques.
• Effective knowledge transfer and capability building within the team.

Nice‑to‑Have

• Experience with AWS or other cloud‑based analytics environments.
• Familiarity with advanced ML techniques (XGBoost, LightGBM, neural networks).
• Regional experience in Asia or emerging markets.

What We Offer

• Opportunity to shape the next generation of bureau and alternative data models.
• Exposure to high‑impact projects with banks, fintechs, and regulators.
• Collaborative and innovative environment with strong career growth potential.