Executive, Credit Administration

Hong Leong Bank Berhad; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Malaysia is seeking a Credit Administration Officer to join its Credit Administration team. The role includes responsibilities for post-release functions, managing loan documentation, and ensuring compliance with banking regulations. Ideal candidates should have a Bachelor's degree and knowledge of commercial banking. Both experienced individuals and fresh graduates are encouraged to apply, as training will be provided. This position is based in Kuala Lumpur.

Qualifications

• Malaysian citizen.
• 2-3 years experience in financial industry preferred.
• Fresh graduates are welcome as training will be provided.

Responsibilities

• Ensure deliverables for post-release function are achieved.
• Issue Letters of Disclaimer and Confirmation of Redemption.
• Monitor active HDA accounts and process withdrawals.

Skills

Knowledge of commercial banking products

Communication skills in English

PC literate and knowledge of Microsoft Office

Education

Bachelor's Degree in Finance/Accountancy/Banking/Business Administration

Job description

If you are looking to excel and make a difference, take a closer look at us…

We are currently looking for Credit Administration Officer to join our Credit Administration team, to perform credit administration functions that cover for the whole Peninsular Malaysia Business Units. Post Release (Bringing Loan) functions which includes issuance of Letters of Disclaimer, Letter of Confirmation for redemption sum, daily monitoring of the redemption proceeds for the projects, discharge of titles, HDA withdrawals, follow-up / monitoring of covenants. This role reports to Team Lead, Credit Administration and the successful candidate will be based in PJ or Damansara City office.

Key Responsibilities

• Responsible for post release function- Bridging Loan team, to ensure deliverables are achieved within set standard.
• Issuance of Letters of Disclaimer
• Letter of Confirmation of Redemption sum as and when required
• Letter of Authorisation for Discharge of titles
• Managing receipt of redemption sum in centre’s collection account
• Monitoring all active HDA accounts and process HDA withdrawal transactions
• Monitor and ensure liaison with solicitor and ARM to ensure documentations are in order /perfected in accordance with internal policies and in line with regulatory and legal requirements. Alert immediate supervisor if there are issues of concern which requires further attention.
• Ensure all work instructions and work task related documents are parked into Shared Folder immediately upon received. Any issues to escalate immediately to Supervisor/ Team Lead/ Center Head.
• Responsible for the accuracy of data creation/maintenance for accounts under his/her portfolio.
• Attend to customer’s request /issues, resolve and respond to it effectively. Checking and process HDA withdrawals (including e-HDA withdrawal) within stipulate TAT and Discharge of individual Titles

Job Requirements

• Malaysian citizen.
• Bachelor's Degree in Finance/Accountancy/Banking/Business Administration or equivalent.
• Candidates with 2-3 years of working experience in the financial industry with knowledge of loan documentation unit/credit administration is ideal.
• We are also accepting applications from fresh graduates for this role as training will be provided.
• Knowledge of commercial banking products and services as well as regulations governing commercial banking business and products is preferable.
• Good written and oral communication skills in English, and ability to work effectively with people at different levels.
• PC literate with knowledge in Microsoft Office Appliances.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Realise your full potential at Hong Leong Bank by applying now.