CUSTOMER SERVICE OFFICER (CSO) - RETAIL & PREFERRED BRANCH
Grade
Location
Retail & Preferred Branch
Reports to
Branch Manager
Other Reporting Relationships
-
Job Purpose
To administer account opening activities. To provide authorization to transact and validate branch operation transaction in accordance to the Banks' rules and procedures.
Key Responsibilities
- To be responsible for end-to-end process for over-the-counter transactions on account opening, cash and non-cash transactions according to advice slips or other negotiable documents.
- To be responsible on the accuracy and monitoring of the Branch's balancing activity on daily operations.
- To discharge duties instructed by ACSM/BM to serve business interests of the Bank.
- For CSO at SME Desk, please refer to CSO SME Branch Task List for additional responsibilities.
- To participate in promoting branch products and services through cross‑selling activities.
Customer Relationship
- To proactively identify, manage and propose effective end-to-end solutions to issues related to service delivery.
- To supervise and resolve customer complaints raised by CSR Teller on requests, inquiries, problems and complaints.
Process & Compliance
- To take accountability over Branch's compliance to the standard operating procedures and to ensure regulatory requirements are met towards achieving operational excellence.
Operational Authority
- To validate over-the-counter transactions on account opening, cash and non-cash transactions according to advice slips or other negotiable documents.
- To approve rates, cash and check deposits up to authorized amount.
- To act as Programme Champion for all sales, service and compliance modules in view of training and educating branch staff.
- To supervise staff in ensuring service and compliance standards are met.
Key Performance Indicators
None specified.
Qualification
Note: The qualifications indicated are the ideal requirements for the position. Exceptions may apply to internally promoted staff based on performance.
- Diploma/Degree
- Other Qualification
Experience
3-5 years in relevant banking experience.
Education & Training (or equivalent)
To be updated based on Competency Model.
Skill / Competencies
- Computer literate
- Attention to detail and strong math aptitude
- Good interpersonal skill—friendly and polite
- Good personal attributes—honest and able to work under pressure in a fast‑paced environment.
SME DESK TALKLIST
- Handle business current account with e‑banking sign up/business FD.
- Handle remittance inquiries and application for business clients.
- Cross‑sell EB financing package (Enterprise Portfolio Guarantee, Biz property Plus and Quick Guarantee).
- Cross‑sell CAW AND Plug and Pay.
- Handle bulk cash receipt and withdrawal transaction.
- Handle insourcing Self Service Terminal.
Certification
Compulsory to attend and complete SME Branch Certification Course.