Credit Risk Analyst

Kenanga Investment Bank; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A prominent investment bank in Kuala Lumpur is seeking a Credit Risk Analyst. In this role, you will develop credit risk management policies, conduct risk assessments, and design scoring models. Strong analytical skills and a degree in a relevant field are required. You will also monitor credit exposures and ensure compliance with internal and regulatory standards, collaborating with various stakeholders to enhance the organization's risk profile.

Qualifications

• Bachelor’s or Master’s degree in a relevant field.
• Strong analytical and quantitative skills.
• Good communication and presentation skills.

Responsibilities

• Develop and maintain credit risk management policies.
• Conduct independent credit risk assessments.
• Design and enhance credit scoring models.
• Monitor credit exposures and alert management.
• Prepare and present risk analysis reports.
• Ensure compliance with internal policies and guidelines.
• Support stress testing and adequacy assessments.
• Collaborate with stakeholders to improve risk profile.

Skills

Analytical skills

Quantitative skills

Communication skills

Education

Bachelor’s or Master’s degree in Business finance, Risk Management, Economics

Job description

The Credit Risk Analyst plays a critical role in strengthening the organization's credit risk framework by developing policies, conducting independent risk assessments, and implementing analytical models to support prudent credit decision-making. The role involves close monitoring of credit exposures, early identification of deteriorating trends, and ensuring alignment with regulatory and internal risk standards.

Key Responsibilities

• Develop and maintain credit risk management policies and procedures to ensure robust risk governance.
• Conduct independent credit risk assessments on counterparties, portfolios, and new products.
• Design and enhance credit scoring models to support risk-based decision-making.
• Monitor credit exposures and elevate early warning signs of deterioration to senior management.
• Prepare, review, and present comprehensive risk analysis reports and recommendations to credit and risk committees.
• Ensure full compliance with internal credit policies, regulatory guidelines, and risk appetite parameters.
• Support enterprise-wide stress testing exercises and internal capital adequacy assessments (ICAAP).
• Collaborate with key stakeholders across risk, finance, and business units to strengthen the overall credit risk profile.

Key Skills & Qualifications

• Bachelor’s or Master’s degree in Business finance, Risk Management, Economics, or a related field.
• Strong analytical and quantitative skills with experience in credit risk assessment/management areas.
• Good communication and presentation skills for effective committee-level reporting.