puestos de Finance en Sudáfrica

PRIMARY PURPOSE

The purpose of this role is to support the Personal and Business Banking divisions. It will be crucial in managing the full P&L for Merchant Services and Card Transactions across both segments. The individual will also focus on driving cost efficiency, reviewing contracts, and identifying cost-saving opportunities. The ideal candidate should have significant experience in business partnering, understanding scheme costs and processes, working closely with frontline and product teams, and a proven track record of optimizing financial performance in these areas.

TECHNICAL COMPETENCY REQUIREMENT

• Financial Acumen
• P&L Management & Cost Optimization
• Leadership & Team Management
• Strategic Thinking & Problem Solving
• Analytical Mindset
• Relationship Building & Stakeholder Management, Internal Controls, Scheme
• Cost optimisation, System integration and automation, Business case development

REQUIRED MINIMUM EDUCATION AND TRAINING

An accounting qualification CA (SA) or CIMA.

REQUIRED MINIMUM WORK EXPERIENCE

5-7 years of experience in Finance and Business roles.

KEY PERFORMANCE AREAS (KPA)

FINANCIAL

• Take full ownership of the Merchant Services P&L and Card P&L for both Business Banking and Personal Banking, ensuring accurate reporting, analysis, and financial performance.
• Drive the financial performance of card and merchant services, ensuring profitability while maintaining a focus on cost control and efficiency.
• Lead efforts to drive cost efficiency across all scheme-related activities, focusing on reducing scheme costs and penalties.
• Oversee and manage all expenses within the divisions, ensuring accurate financial reporting and controls.
• Identify opportunities to optimize costs, streamline processes, and implement cost-saving initiatives without compromising service delivery.

CUSTOMER CENTRICITY

• Ensure high levels and quality of service delivery as experienced by internal & external stakeholders.
• Interpret business/customer requirements to provide timely solutions.
• Ensure responsiveness: speed of responses, reaction time, going the extra mile, turnaround time.
• Maintain high customer satisfaction levels.
• Participate in building solid business cases for opportunities (cross-sell, upsell, acquisitions, new products, etc.), campaign formulation & tracking.
• Provide quality insights through analytics on Clients, Products, Channels, and Bankers, including rate-volume analysis, unpacking rate components, and volume impact analysis.

OPERATIONAL EXCELLENCE

• Understand division operations and how they feed into reporting systems.
• Ensure all general ledger reconciliations adhere to governance frameworks.
• Understand billing processes for relevant products and how these relate to revenue.
• Lead the Operational Risk committee for PBB Finance.

PEOPLE LEADERSHIP

• Embrace diversity in race, gender, religion, skills, and experience to foster a collaborative environment.
• Lead, mentor, and develop a team of 2 finance professionals, ensuring high performance and professional growth.

DATA MANAGEMENT

• Identify repetitive processes and reimagine workflows to eliminate manual workarounds and reduce journal entries.

STAKEHOLDER MANAGEMENT

• Collaborate with key business decision-makers.

REPORTING

• Ensure timely reporting to supported business units and external parties.

LEARNING AND GROWTH

• Stay updated on personal development and gain exposure in development areas.
• Provide training and development to staff.
• Take ownership of own career development.

WORK CONDITION : OFFICE BOUND