Vice President, Capital Financing

OSK CAPITAL SDN. BHD.; Kuala Lumpur; On-site; MYR 250,000 - 300,000; Full time

Job summary

A financial services firm in Kuala Lumpur is seeking an experienced independent credit evaluator. The role requires at least 7 years of experience in credit assessment, particularly in property development and construction financing. Your responsibilities will include performing credit assessments, engaging with senior management on risk issues, and ensuring compliance with internal guidelines. The ideal candidate possesses strong analytical skills and a positive attitude, with the ability to work independently under pressure.

Qualifications

• Min 7 years of experience in business credit, especially in financing for property development and construction.
• Strong familiarity with asset-backed lending and commercial real estate financing.
• Ability to evaluate credit using data analysis and business acumen.

Responsibilities

• Engagement with management on risk issues for business initiatives.
• Perform independent credit assessments on all applications.
• Monitor financing portfolio and act on credit deterioration.

Skills

Credit assessment

Data analysis

Interpersonal skills

Property Development financing

Commercial real estate financing

Regulatory compliance

Positive attitude

Job description

We are looking for an independent credit evaluator to ensure comprehensive credit assessment for informed credit decisioning and superior assets quality.

Job Description

Engagement with Business Unit and Senior Management on risk issues in relation to business initiatives to be implemented by the Group.

Perform independent credit assessment, i.e.: credit profile, structure and customer due diligence etc. on all credit applications within the Group, and ensure assets booked are of superior quality.

Review, devise and improve the credit parameters for portfolio lending that the Group exposed to.

Close monitoring of the Group financing portfolio and ensure prompt actionable are taken in a timely manner should there be any deterioration in the credit standing of customers.

Ensure adherence to internal guidelines, policies and regulatory requirements etc. for all credit applications within the Group.

Joint site visits with Business Unit to evaluate the quality / marketability of collateral and ascertain its suitability in relation to the financing application.

Job Requirements

Min 7 years of business credit experience, notably in Property Development & Construction financing, land bank financing, asset backed financing, share margin financing etc.

Familiar with asset-backed lending, development and construction financing, mezzanine loans, and other types of commercial real estate financing.

Familiar with responsible lending and regulatory requirements in Malaysia.

Capability to evaluate credit by using a combination of data analysis and business acumen, notably on evaluating the merits and risks of various types of loans by using factual arguments.

Familiar with the historical developments, current issues and evolving trends in the commercial real estate market in Malaysia.

Possesses a positive, can-do attitude and can work under pressure to meet tight turnaround time.

Good personality, high integrity, proper track record and able to work independently with excellent interpersonal skills.