Transaction Monitoring Analyst

dtcpay; Kuala Lumpur; On-site; MYR 56,000 - 80,000; Full time

Job summary

A licensed payment service provider is seeking a Transaction Monitoring Analyst to join their compliance team in Kuala Lumpur. The role involves conducting investigations of flagged transactions, ensuring compliance with AML/CFT regulations, and preparing Suspicious Transaction Reports. Candidates should have a Bachelor's degree and at least 2 years of compliance experience. Proficiency in English and Mandarin is essential for collaboration with Chinese vendors. The position is based fully onsite.

Qualifications

• Bachelor's degree or higher in Business, Law, Accounting & Finance, Economics, or a related field.
• Minimum 2 years of experience in compliance roles within financial institutions, fintech, or payments industries.
• Strong knowledge of AML/CFT guidelines issued by BNM and SC.
• Strong analytical and critical thinking skills, with the ability to assess complex information effectively.
• Excellent communication skills, work collaboratively with cross-functional teams.

Responsibilities

• Conduct in-depth investigations of flagged alerts from the transaction monitoring system.
• Ensure monitoring and reporting activities comply with AML/CFT regulations.
• Prepare Suspicious Transaction Reports (STRs) for regulatory submission.
• Identify patterns and trends in transaction activities to detect emerging risks.
• Support ad-hoc transaction monitoring projects and initiatives.

Skills

Analytical thinking

Compliance knowledge

Strong communication

Team collaboration

Attention to detail

Bilingual (English and Mandarin)

Education

Bachelor's degree in Business, Law, Accounting & Finance, Economics, or related field

Job description

dtcpay is a MAS-licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand our footprint worldwide, we are shaping the future of the digital payments space and driving the next chapter of growth.

We're looking for a detail-oriented and analytical Transaction Monitoring Analyst to join our compliance team. In this role, you'll play a key part in safeguarding the integrity of our FIAT and crypto transactions by identifying suspicious activities and ensuring adherence to AML/CFT regulations across multiple jurisdictions. If you have a strong compliance background, thrive in a fast-paced environment, and are passionate about risk mitigation in the financial and digital asset space, we'd like to hear from you.

What you'll do:

• Conduct in-depth investigations of flagged alerts from the transaction monitoring system across both FIAT and crypto (on-chain and off-chain) deposits and withdrawals to mitigate risk exposure.
• Ensure all monitoring and reporting activities comply with applicable AML/CFT regulations, including MAS, BNM, SC guidelines, or other equivalent regulatory frameworks.
• Prepare Suspicious Transaction Reports (STRs) for submission to the MLRO in line with regulatory requirements.
• Identify patterns and trends in transaction activities to detect emerging risks and recommend appropriate mitigating measures.
• Support ad-hoc transaction monitoring projects and initiatives as required.

What we are looking for:

• Bachelor's degree or higher in Business, Law, Accounting & Finance, Economics, or a related field.
• Minimum 2 years of experience in compliance roles within financial institutions, fintech, or payments industries.
• Strong knowledge of AML/CFT guidelines issued by BNM and SC.
• Familiarity with Singapore’s Payment Services Act (PSA) and regulations governing fintech and digital asset sectors is an advantage.
• Strong analytical and critical thinking skills, with the ability to assess complex information effectively.
• Excellent communication skills, with the ability to work collaboratively with cross-functional teams and stakeholders.
• High ethical standards, self-motivated, quick to learn, and able to work independently.
• Proficiency in both English and Mandarin as you will need to work closely with Chinese vendors.

The role is based fully onsite, requiring your presence in the office.