Senior Executive, Credit Management

Sinergia Talents; Selangor; On-site; MYR 40,000 - 55,000; Full time

Job summary

A financial services provider in Malaysia is seeking a Credit Officer to screen loan applications, conduct investigations into red flags, and prepare credit review reports. The ideal candidate should have a diploma in Business or a related field and 4-6 years of relevant experience. Strong communication skills in English and Bahasa Malaysia are required. This role demands a mature candidate who can work independently and under pressure.

Qualifications

• Minimum 4-6 years of experience as a Credit Officer or similar role.
• Possess CCR certificate as an additional advantage.
• Ability to work independently and under pressure.

Responsibilities

• Screen and verify loan applications for identity and document fraud.
• Conduct investigations based on red flag detections.
• Prepare credit review reports and maintain audit records.
• Evaluate approved credit decisions for compliance with guidelines.

Skills

Fraud detection

Risk assessment

Communication skills in English

Communication skills in Bahasa Malaysia

Education

Diploma in Business / Commerce / Economics / Finance / Banking

Job description

Responsibilities

• Screening loan applications by verifying applicant identity, detecting document fraud and cross-checking applicant information.
• To scrutinize red flag detection, conduct further investigations and hold recommendations after review.
• To prepare credit review report, maintain audit records and submit SARs when required for regulatory compliance.
• Evaluates approved credit decisions for compliance with guidelines and assesses risk management, including adherence to product policies and approval thoroughness.

Job Requirements

• Minimum of Diploma holder in Business / Commerce / Economics / Finance / Bankingor equivalent qualification.
• Minimum 4-6 year of experience as a Credit Officer, Loan Officer, Fraud review or similar role to approve loan.
• Possess CCR certificate is additional advantage.
• Preferable mature candidate who can work independently, work well under pressure and consistently delivering results.
• Good communication in English and Bahasa Malaysia, both written and spoken