Senior Credit Analyst

AIA Hong Kong; Kuala Lumpur; On-site; MYR 80,000 - 120,000; Full time

Job summary

A leading financial organization in Kuala Lumpur is seeking a Credit Research professional. You will conduct research, manage credit portfolios, and ensure compliance with internal policies. Candidates should have a degree in Finance or related fields and at least 5 years of relevant experience. Strong communication and leadership skills are essential for this role. A CFA charter is preferred.

Qualifications

• Minimum 5+ years of relevant experience in finance.
• Strong understanding of Asian macro-economic environment.
• Ability to analyze and develop investment strategies.

Responsibilities

• Conduct Credit Research and provide investment opinions.
• Manage Credit Research portfolio and monitor risk.
• Ensure compliance with internal and regulatory requirements.

Skills

Credit research

Financial model analysis

Strong communication skills

Decision-making

Leadership skills

Education

Degree in Finance, Accounting, Economics, or Business

CFA charterholder preferred

Job description

FIND YOUR 'BETTER' AT AIA

We don’t simply believe in being ‘The Best’. We believe in better - because there’s no limit to how far ‘better’ can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

If you believe in better, we’d love to hear from you.

About the Role

Responsibilities include:

• Responsible primarily for Credit Research and related matters, ensuring execution of quality and timely research papers and updates.
• Responsible for getting approvals for credit issuers, internal ratings and limits, ensuring smooth and optimal management of corporate credit and government guaranteed portfolios.
• Responsible for managing own Credit Research portfolio, supporting portfolio performance and/or peer ranking.

CREDIT RESEARCH

• Responsible for Credit Research portfolio, including providing investment opinions and trade ideas to Investment teams within Fixed Income.
• Analyzing dynamic credit situations and developing investment thesis and trade ideas.
• Monitoring credit risk of existing holdings and developing robust risk mitigation approaches.
• Researching new investment ideas and focusing on continuous improvement in areas of credit modeling and monitoring systems.
• Ensuring annual reviews of holdings and publishing high-quality research papers.
• Ensuring timely turnaround in credit approval and maintaining proprietary Credit Research on Risk Origin.

COMPLIANCE

• Ensuring compliance with investment parameters and requirements from both internal and regulatory bodies.
• Ensuring adherence to policies, operating guidelines, processes, and procedures.
• Reporting any breaches and ensuring audit trails are available for compliance and audit checks.

Minimum Job Requirements:

• Degree in Finance, Accounting, Economics, Business, or other quantitative fields.
• A CFA charterholder is preferred.
• Strong aptitude in alpha generation, financial model analysis, and strong communication skills.
• Understanding of Asian macro-economic environment and Asian Fixed Income markets.
• Minimum 5+ years of relevant experience.
• Strong decision-making skills and ability to identify the best risk/reward opportunities.
• Strong leadership and engagement skills to drive team success and cultivate cooperation across internal functions.

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

Note: You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application.