Retail Loan Documentation Senior Executive

Bank of China (M) Berhad; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is seeking a dedicated professional for the position that ensures compliance with legal requirements in credit-related activities. Responsibilities include managing loan documentation and preparation, maintaining relevant records, and following up on outstanding documents. Ideal candidates should possess a Bachelor's degree related to banking or finance, with a minimum of 2-3 years of experience, although fresh graduates are encouraged to apply. Candidates should demonstrate strong attributes such as discipline, teamwork, and the ability to work under pressure.

Qualifications

• Minimum 2-3 years working experience in banking and finance services/products.
• Fresh graduates are welcomed to apply.

Responsibilities

• Ensure compliance with legal requirements and policies.
• Appointment of documentation lawyer and valuer for credit financing.
• Update all relevant records and maintain systems.

Skills

Positive working attitude

Self-discipline

Ability to work under pressure

Team player

Education

Bachelor of Degree in Banking and Finance, Economics, Business Administration

Tools

Banking and finance services/products knowledge

Job description

Responsibilities

Ensure that credit-related activities and functions comply with relevant legal requirements, policies and procedures, rules and regulations, and ethical standards.

• Appointment of documentation lawyer and valuer for credit financing
• All matters related to pre- and post-execution of legal documents
• Check the letter of offer against credit approval
• Follow up loan documentation status until loan release
• Update all relevant records and registers accordingly
• Preparation of relevant documents for loan disbursement
• Post-disbursement follow-up of outstanding documents
• Safe-keeping of security documents
• Annual security verification
• Creation of collateral in the system
• All relevant system maintenance

Keep abreast of the provisions and changes in statutory requirements, Head Office policies, and Bank Negara Malaysia’s guidelines to ensure due compliance in all aspects of human resources and administration.

Adhere to and ensure compliance with all policies, procedures and guidelines listed in the Anti-Money Laundering and Counter Financing of Terrorism Operations Manual as well as all other operating policies, procedures and regulatory rules at all times.

Perform any other functions as assigned by the Team Leader and Head of Department from time to time.

Job Requirements

Education / Professional Qualifications:

• Bachelor of Degree in Banking and Finance, Economics, Business Administration or other related fields

Experience:

• Minimum 2-3 years working experience in banking and finance services/products
• Fresh graduates are welcomed to apply

Personal Attributes & Characteristics:

• Positive working attitude and self-discipline
• Able to work under pressure with a high volume of workload
• Good team player and willing to provide support to Team Leader/HOD as and when required

Knowledge / Tools / Skills:

• Basic exposure to banking and finance services / products