Relationship Manager, CBBC

RHB Bank; Selangor; On-site; MYR 60,000 - 80,000; Full time

Job summary

A prominent banking institution in Malaysia is seeking candidates for a credit role with responsibilities in managing SME client relationships and driving loans. Candidates should have a Bachelor's degree and at least 3 years of relevant credit experience, alongside strong analytical skills. This position involves deepening customer engagement and a proactive approach to sales and credit assessments.

Qualifications

• Minimum 3 years of working experience in credit with exposure to credit risk management.
• Strong credit writing and analytical skills are required.

Responsibilities

• Maintain and deepen relationships with a portfolio of 30 Middle Market / SME clients.
• Accelerate primary sales by acquiring new customers and securing new loans.
• Conduct account planning with product specialists for client engagement.

Skills

Networking

Market knowledge

Financial Analysis

Sales

Proactive

Energetic

Result Oriented

Business acumen

Education

Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent

Job description

Responsibilities

• Maintain and deepen relationships with minimum core portfolio of 30 Middle Market / SME clients
• Actively drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients
• Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs
• Monitor overall customer experience and pre-empt or address any process lapses or delays in TAT
• Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget
• Provide the qualitative credit assessment for each application
• Work closely with Account Managers to prepare credit proposals
• Vet, sign and deliver Letters of Offer

Qualifications

• Candidate must possess at least a Bachelor\'s Degree in Finance/Accountancy/Banking, Marketing or equivalent
• Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal is required for this position
• Possess strong credit writing and analytical skills
• Required skill(s): Networking, Market knowledge, Financial Analysis, Sales, Proactive, Energetic, Result Oriented and Possess good business acumen