Regional Deposit Director (Nationwide)

AFFIN Group; Penang; On-site; MYR 48,000 - 72,000; Full time

Job summary

A leading financial services company in Penang is looking for an experienced professional to drive deposit growth by promoting and selling deposit products to individuals and businesses. The candidate should have a minimum degree in business or finance, and at least 3 years of relevant experience. Strong communication and negotiation skills are essential. This role offers the opportunity to work independently and collaboratively in a dynamic team environment.

Qualifications

• Minimum 3 years of experience in banking or finance.
• Strong ethical standards and integrity.

Responsibilities

• Activate deposit growth by selling deposit products.
• Identify cross-selling opportunities for deposit products.
• Develop strategies to acquire new deposit customers.
• Monitor market conditions and conduct research.
• Conduct briefing and training for clients.

Skills

Strong knowledge of deposit products

Excellent communication skills

Customer-centric approach

Proficiency in Microsoft Office

Strong negotiation skills

Analytical and problem-solving skills

Good interpersonal relationship skills

Education

Minimum degree in business, finance, or marketing

Job description

Job Purpose

Create the future with Affin! You too can make a difference. We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference.

Responsibilities

• Activate deposit growth by promoting and selling deposit products to individuals and businesses.
• Identify and pursue cross‑selling opportunities to maximize deposit sales.
• Develop and execute strategies to acquire new deposit customers and increase the deposit base.
• Develop and schedule sales proposals and activities including calls to new potential and existing clients to ensure optimum pipeline generation.
• Follow up on sales activities to ensure sales closure, reporting to Head, Deposit Sales and ensure accounts are open in a timely manner.
• Participate in sales events and roadshows where applicable.
• Monitor competitors, market conditions and conduct market research and survey.
• Conduct briefing and training for clients.
• Solicit sales within their assigned state/area in a borderless manner.

Product Knowledge

• Develop a deep understanding of deposit products, including their features, functionalities, and benefits; stay updated on any updates on the deposit campaign.

Compliance and Regulations

• Ensure that all deposit activities and processes comply with relevant banking regulations and internal policies.

Learning & Growth

• Involve and contribute to any special project organised by Head Office.
• Attend training on compliance, regulatory, product knowledge, customer services, and other personal development and growth.
• Incorporate AFFINBANK’s DNA across all staff in the region and uphold teamwork spirit.
• Identify potential staff for succession planning.

Qualifications and Experience

• Minimum degree in business, finance, marketing, or a related field.
• Minimum 3 years of experience.

Skills, Knowledge and Personal Characteristics & Behaviour

• Strong knowledge of deposit products, banking services, and financial concepts.
• Excellent communication, negotiation, and presentation skills.
• Customer‑centric approach with a focus on understanding and meeting customer needs.
• Ability to work independently, as well as collaboratively within a team.
• Proficiency in using Microsoft Office applications.
• Familiarity with banking regulations and compliance requirements, including KYC and AML.
• Strong analytical and problem‑solving skills.
• High ethical standards and integrity.
• Good team player, self‑motivated, and able to work independently.
• Strong negotiation skills to drive sales.
• Possesses leadership abilities, aggressive and results‑oriented.
• Good interpersonal relationship skills.
• Excellent planning, organization and time management skills with strong follow‑through abilities.
• Strong written and verbal communication.