MGR,Financial Crime Investigator,FinRptg

United Overseas Bank; Kuala Lumpur; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is seeking a Financial Crime Investigator. This role involves conducting post-Suspicious Transaction Report reviews, analyzing transactions, and detecting potential financial crime. The ideal candidate should have a Bachelor's degree in a relevant field, and 1-3 years of experience in financial crime investigation or compliance. Strong analytic, investigative, and communication skills are crucial for success in this role, within a dynamic and safe bank environment.

Qualifications

• 1-3 years of experience in financial crime investigation, AML/CFT or related financial services role.
• Experience in post-STR reviews or trigger event investigations preferred.
• Good understanding of AML/CFT regulations and related guidelines.

Responsibilities

• Conduct post-Suspicious Transaction Report reviews to assess ongoing customer activity and risk.
• Investigate significant changes in customer behavior or high-risk activity patterns.
• Prepare periodic internal reports on investigation outcomes and financial crime trends.

Skills

Analytical skills

Investigative skills

Decision-making skills

Communication skills

Education

Bachelor's Degree in Finance, Accounting, Law, Criminology, Business or related fields

Professional AML/CFT certifications (e.g., CAMS, ICA Diploma/Certificate in AML)

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Job description

Overview

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

The Financial Crime Investigator is responsible for conducting post-Suspicious Transaction Report (post-STR) and trigger event reviews, analyzing transactions and customer behavior, and identifying potential red flags of financial crime. The role involves evaluating adverse media findings, assessing ongoing customer risk, and making recommendations on the continuation or termination of business relationships, in line with AML/CFT regulations and the bank's risk appetite.

Key Responsibilities

• Conduct reviews following the filing of STRs to assess ongoing customer activity and risk.
• Investigate trigger events such as significant changes in customer behavior, high-risk activity patterns, or risk reclassifications.
• Document findings and maintain audit-ready case files.

Key Operational Areas

• Post-STR & Trigger Event Reviews: conduct reviews following STR filings to assess ongoing activity and risk; investigate trigger events; document findings and maintain audit-ready case files.
• Transaction & Behavioral Analysis: analyze customer account activity, transaction flows and behavioral trends to identify unusual or suspicious patterns; assess alignment with known profile and business nature; identify relevant money laundering or terrorism financing typologies.
• Adverse News Analysis: review negative media and public information related to customers and beneficial owners; determine credibility and impact on risk profile; escalate significant findings for decision-making and potential regulatory reporting.
• Customer Relationship Decisions: make recommendations on whether to maintain, restrict, or exit customer relationships; liaise with Relationship Managers and stakeholders.
• Internal & Management Reporting: prepare periodic internal reports on key risk indicators, investigation outcomes and financial crime trends; support management reporting on emerging risks and statistics.
• Collaboration & Advisory: work with Compliance, Risk and Front-line teams to gather information; provide guidance on risk indicators and AML/CFT requirements.
• Risk & Process Improvement: contribute to refining procedures and share insights on emerging risks and typologies to enhance AFC framework.

Job Requirements

• Bachelor's Degree in Finance, Accounting, Law, Criminology, Business or related fields.
• Professional AML/CFT certifications (e.g., CAMS, ICA Diploma/Certificate in AML) preferred.
• Minimum 1-3 years of experience in financial crime investigation, AML/CFT, or compliance, or related financial services role.
• Experience in post-STR reviews, trigger event investigations, or adverse media screening preferred.
• Strong investigative, analytical and decision-making skills.
• Financial analysis or financial auditing skills to assess complex transaction patterns.
• Good understanding of AML/CFT regulations, FATF recommendations, Bank Negara Malaysia (BNM) guidelines and Monetary Authority of Singapore (MAS) requirements.
• Proficiency in Microsoft Excel, Word and PowerPoint; familiarity with AML tools is an advantage.
• Excellent written and verbal communication for stakeholder engagement and case documentation.
• Ability to handle sensitive cases discreetly and meet tight deadlines.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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