Loan Process Executive

Auto Eco Motor Sdn Bhd; Selangor; On-site; MYR 100,000 - 150,000; Full time

Job summary

An automotive services company in Malaysia is seeking a Loan Processing Specialist. The ideal candidate will have a Diploma in Finance or Business Administration and 3 to 5 years of experience in loan processing, particularly in the automotive industry. Responsibilities include verifying customer documents, conducting credit analysis, and maintaining loan records. The position offers various benefits including EPF, SOCSO, medical leave, health insurance, and a performance bonus, emphasizing work-life balance.

Benefits

EPF

SOCSO

Annual Leave

Medical Leave

Health Insurance

Performance Bonus

Work-Life Balance

Qualifications

• Possess a minimum of 3 to 5 years of experience in loan processing.
• Demonstrate a strong understanding of loan products and risk assessment.
• Have a working knowledge of relevant software used in loan processing.

Responsibilities

• Collect and verify customer documents for loan applications.
• Conduct thorough credit analysis and risk assessment of applicants.
• Collaborate with internal departments for smooth loan processing.

Skills

Credit analysis

Loan processing

Communication in English

Communication in Bahasa Malaysia

Analytical skills

Attention to detail

Education

Diploma in Finance

Diploma in Business Administration

Tools

Loan processing software

Job description

Requirements

• Possess a Diploma in Finance, Business Administration, or a related field.
• Have a minimum of 3 to 5 years of experience in loan processing, preferably within the automotive or motorcycle industry.
• Demonstrate a strong understanding of loan products, credit analysis, and risk assessment.
• Be proficient in preparing and reviewing loan documentation, ensuring accuracy and compliance with regulatory requirements.
• Exhibit excellent communication skills in both English and Bahasa Malaysia, enabling effective interaction with customers and internal stakeholders.
• Possess strong analytical skills to evaluate financial statements and creditworthiness of loan applicants.
• Be detail-oriented and organized, with the ability to manage multiple loan applications simultaneously.
• Demonstrate a commitment to providing exceptional customer service throughout the loan process.
• Have a working knowledge of relevant software and systems used in loan processing.

Responsibilities

• Collect and verify customer documents (IC, payslip, bank statement, guarantor if required), ensuring adherence to established policies and procedures.
• Conduct thorough credit analysis and risk assessment of loan applicants, evaluating their financial history, creditworthiness, and repayment capacity.
• Communicate effectively with loan applicants, providing guidance on the loan process, addressing inquiries, and resolving any issues or concerns.
• Collaborate with internal departments, such as sales and management, to facilitate smooth loan processing and ensure timely disbursement of funds.
• Maintain accurate and up-to-date loan records and documentation in the company's database, ensuring data integrity and compliance.
• Monitor loan performance and identify potential risks or delinquencies, taking proactive measures to mitigate losses and ensure timely repayment.

Benefits

• EPF
• SOCSO
• Annual Leave
• Medical Leave
• Health Insurance
• No overtime work
• Performance Bonus
• Work-Life Balance