Graduate Trainee Program – Credit Risk Analyst

Ingram Micro; Selangor; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading technology solutions provider is offering a Graduate Trainee Program for aspiring Credit Risk Analysts. This role involves analyzing financial statements, developing credit risk models, and ensuring compliance with policies. Candidates should be recent graduates with degrees in relevant fields and possess strong analytical skills. Comprehensive training and mentorship will be provided, preparing you for a successful career in risk management.

Benefits

Structured onboarding and technical training

Mentorship and career progression opportunities

Qualifications

• Recent graduate with a strong academic record and interest in risk management.
• Ability to work in a fast-paced, regulated environment.

Responsibilities

• Analyze financial statements and credit data to assess client creditworthiness.
• Develop and maintain credit risk models to predict default probabilities.
• Monitor existing credit exposures and recommend mitigation strategies.
• Prepare credit risk reports and present findings to senior stakeholders.
• Ensure compliance with internal policies and regulatory requirements.

Skills

Strong analytical and quantitative skills

Proficiency in Excel and financial modeling tools

Excellent communication and presentation skills

Knowledge of corporate finance and risk principles

Education

Degree in Finance, Economics, Accounting, Mathematics, or related fields

Job description

Graduate Trainee Program – Credit Risk Analyst

Our Graduate Trainee Program is designed to develop future leaders in risk management. As a Credit Risk Analyst trainee, you will gain hands‑on experience in assessing and managing credit risk across diverse portfolios.

Key Responsibilities

• Analyze financial statements and credit data to assess client creditworthiness.
• Develop and maintain credit risk models to predict default probabilities.
• Monitor existing credit exposures and recommend mitigation strategies.
• Prepare credit risk reports and present findings to senior stakeholders.
• Ensure compliance with internal policies and regulatory requirements.

Skills & Competencies

• Strong analytical and quantitative skills.
• Proficiency in Excel and financial modeling tools.
• Excellent communication and presentation skills.
• Knowledge of corporate finance and risk principles.

Eligibility

• Recent graduate with a degree in Finance, Economics, Accounting, Mathematics, or related fields.
• Strong academic record and interest in risk management.
• Ability to work in a fast‑paced, regulated environment.

Development Opportunities

• Structured onboarding and technical training.
• Rotations across credit risk areas (corporate lending, retail credit, structured products).
• Mentorship and career progression opportunities.