Credit Manager

CIMB; Malaysia; On-site; MYR 70,000 - 100,000; Full time

Job summary

A leading bank in Malaysia is looking for a Credit Manager specializing in Auto Finance. The successful candidate will evaluate loan applications, ensure timely credit decisions, and maintain excellent asset quality within the bank's credit risk appetite. Applicants should hold a recognized degree in relevant fields and possess at least 5 years of credit experience, preferably with accreditation such as CCP IBBM / CCE AICB. This is a full-time position that offers a dynamic work environment.

Qualifications

• Preferably experienced in Credit or Audit.
• Credit experience of minimum 5 years.
• Preferably with CCP IBBM / CCE AICB qualification.

Responsibilities

• Perform evaluation and credit decisions on loan applications.
• Ensure timely credit decisions and maintain asset quality.
• Review and assess appeal cases and changes in credit terms.

Skills

Credit Risk Management (quantitative and qualitative)

Knowledge of Credit and its regulatory framework

Principles of Lending

Education

Recognized Degree/ Masters in Economics, Finance, Business Administration, Accounting or banking related disciplines

Job description

Credit Manager, CCO - Auto Finance Credit MY (00808)

Malaysia

Be the First to Apply

Job Description

Key Responsibilities:

• To perform evaluation and credit decisions in respect of loan applications received from AFC is in line with the Bank’s Credit Policy and Guidelines/Business Rules.
• To ensure timely credit decision and maintain high standard level of asset quality of the customers within credit risk appetite of the bank.
• To ensure the credit decisions are made within personal to holder of the granted delegated authority and to prudently exercise the over-riding of the exception cases.
• To improve efficiency and effectiveness of RCRM-Auto continuously in providing services to AFC in order to meet the standard imposed by the Bank.
• Review and assess appeal cases, customer’s request for change in credit terms, e.g. loan amount, interest rate, period of loan, etc.
• Continuously educate and monitor AFC’s performances and underwriting skills.
• To ensure knowledge and skills are competent through training as well as participation and staff engagement in the department / Bank as a whole.
• To conduct Quality Assurance for Straight Through Process and Quality Approval for cases approved by AFC.
• To support ACS CR, UAT, Production defects and resolution.
• Assist in revision of credit guidelines, SOP and monthly reports.
• Other duties and responsibilities as and when requested by superior

Job Requirements

• Recognized Degree/ Masters in Economics, Finance, Business Administration, Accounting or banking related disciplines. Preferably with CCP IBBM / CCE AICB qualification
• Preferably experienced in Credit or Audit
• Credit experience of minimum 5 years

Knowledge Areas

• Credit and its regulatory framework
• Credit Risk Management (quantitative and qualitative)
• Principles of Lending

Job Info

• Job Identification 33610
• Job Category Credit
• Posting Date 01/21/2026, 04:04 AM
• Apply Before 04/20/2026, 04:04 AM
• Job Schedule Full time