Credit Management Executive

YTL Cement Berhad; Selangor; On-site; MYR 40,000 - 60,000; Full time

Job summary

A leading cement company in Malaysia is seeking an experienced credit analyst to manage credit applications and ensure compliance with standard operating procedures. The ideal candidate should possess a bachelor’s degree in Accounting or Finance and have 2–3 years of relevant experience. Strong analytical skills, excellent communication, and the ability to work independently are essential for success in this role. Opportunities for process improvement and teamwork are also key aspects of this position.

Qualifications

• Minimum 2–3 years of experience in credit analysis or credit management.
• Strong commitment to accuracy and efficiency.
• Able to work independently and as part of a team.

Responsibilities

• Perform quantitative and qualitative assessment of credit applications.
• Ensure compliance with credit SOP.
• Monitor collateral expiry and compliance.

Skills

Analytical skills

Critical thinking

Decision-making

Communication skills

Interpersonal skills

Education

Bachelor's degree in Accounting or Finance

Job description

Perform quantitative and qualitative assessment of credit applications received and manage the end‑of‑the‑end credit assessment process

Ensure adherence to and strict compliance with the credit SOP

Maintain close follow‑up with the sales team on document submission and ensure compliance with the credit SOP

Consistently ensure that credit applications received are processed within the agreed turnaround time (TAT) of 5 working days

Closely monitor and follow up on collateral expiry and ensure compliance with the agreed format

Drive consistent process improvement to enhance productivity and efficiency

Carry out any other duties/tasks required by the superior from time to time

Job Requirements

Candidate must possess at least a bachelor’s degree in Accounting, Finance or a related field

Minimum 2–3 years of relevant working experience in credit analysis or credit management

Strong analytical, critical thinking, and decision‑making skills

Good understanding of accounting principles and financial statement analysis

Strong commitment to accuracy and efficiency

Excellent communication and interpersonal skills

Target‑driven and has a positive attitude

Able to work independently and as part of a team