Assistant Vice President, Commercial Credit Underwriting

Alliance Bank; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial institution in Kuala Lumpur is seeking an Assistant Vice President for Commercial Credit Underwriting. The role involves approving credit proposals, ensuring compliance with credit policies, and providing independent credit evaluation. Candidates should have over 10 years of credit experience in a financial institution, with strong analytical skills and the ability to lead and coach a team. This position offers a strategic role in overseeing credit decisions and mentoring team members.

Qualifications

• 10+ years of credit experience in a Financial Institution.
• Minimum 5 years in sales/credit evaluation or 3 years in approval.
• Strong credit analytical skills.

Responsibilities

• Approve credit proposals within delegated authority.
• Ensure compliance with credit policies and regulations.
• Independent credit evaluation management.

Skills

Leadership

Coaching

Credit assessment

Time management

Communication

Education

Degree or professional qualification such as CCP IBBM

Job description

Assistant Vice President, Commercial Credit Underwriting

• Approving of credit proposals within the delegated approving authority i
• To ensure compliance of credit policies, risk acceptance criteria, credit underwriting standards, BNM requirement and any other relevant regulatory/governance.
• To provide independent and prudent credit evaluation.
• Manage underwriting activities of the team to meet turnaround time (TAT).
• Managing the continuous flow of information and feedback to Business Unit and credit underwriter on appropriateness of lending situations, packaging of facilities, advising on skill gaps, timely reviews and credit decisions based on latest approved cases by relevant approving authority.
• Execute/encourage team work, open communication/feedback, coaching and mentoring.
• Facilitate necessary training (if necessary) for related credit areas.

Skills

• Leadership/Team building/Planning/Organization.
• Delegation/Monitoring/Coaching.
• Time management/Credit assessment.
• Problem solving/Decision making/Analytical tracking.
• Job knowledge/skills.
• Communication/Interaction

Knowledge

• Knowledge on effective management methodologies and strategies.
• Strong business sense and competitive awareness as well as sensitivity to business issues in relation to credit proposals.
• Fully understand the internal/external guidelines.
• Degree or professional qualification such as CCP IBBM or any related discipline.

Experience

• > 10 years credit experience in a Financial Institution of which minimum 5 years in sales/credit evaluation and/or 3 years in approval.
• With sound credit analytical skill.
• Able to lead, coach and supervise team member effectively.