VP2-SVP,Credit Approver,Corporate Credit

UOB; Kuala Lumpur; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading regional bank in Kuala Lumpur is seeking an experienced professional to approve credit applications and manage associated risks. The ideal candidate will have at least 15 years of experience in Commercial/Corporate Banking, strong analytical skills, and the ability to collaborate effectively within a team. Competitive candidates will demonstrate a thorough understanding of various credit transactions and policies.

Qualifications

• Minimum 15 years in Commercial/Corporate Banking with credit fundamentals.
• Solid analytical capabilities and understanding of loan transactions.
• Agile mindset and a can-do attitude.

Responsibilities

• Approve credit/financing applications within discretionary limit.
• Prepare credit evaluations for higher authorities.
• Review and approve internal credit ratings.

Skills

Credit assessment

Risk management

Analytical skills

Team player

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Approve credit / financing applications such as new facilities / incremental / annual review, temporary excess, offerings etc. if within Credit Discretionary Limit ( CDL).
• Perform credit assessment and prepare credit evaluations for credit applications beyond CDL for decision-making by higher approving authorities.
• Review and approve all the internal credit ratings of customers.
• Work with BU to identify, mitigate and manage credit risks including resolving complex credit issues with BU.
• To ensure that credit decision is guided by the Bank’s Credit Policy, guidelines and practices.
  
  

Job Requirements

• Requirement minimum 15 years in Commercial/Corporate Banking either as team leader with good credit fundamentals or mix with experience in Credit Evaluation and Business.
• Solid analytical and technical capabilities, with a thorough understanding of plain vanilla and structured transactions.
• Have agile mind set and Team-player with a can-do attitude.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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