Vice President, Credit Evaluation & Review (Affin Hwang Investment Bank)

Affin Bank Berhad; Kuala Lumpur; On-site; MYR 300,000 - 400,000; Full time

Job summary

A leading financial institution is seeking a Support Head of Credit Evaluation & Review to evaluate financing proposals within its Share Margin Financing and Portfolio Lending business. The role involves critically analyzing credit proposals, presenting them to relevant committees, ensuring compliance with turnaround times, and collaborating with business units. Candidates should have 7-10 years of credit evaluation experience, excellent financial analysis, and interpersonal skills. This position is based in Kuala Lumpur, Malaysia.

Qualifications

• Minimum of 7-10 years of experience in credit evaluation.
• Strong financial and cash flow analysis skills.
• Excellent communication skills to interact with stakeholders.

Responsibilities

• Evaluate credit proposals critically and objectively.
• Present credit proposals to the relevant committee.
• Ensure compliance with credit proposal turnaround times.
• Collaborate with business units in credit proposal preparation.
• Ensure compliance with internal and external financing policies.
• Support Head of Department with ad hoc tasks.

Skills

Credit evaluation experience

Financial analysis skills

Interpersonal skills

Knowledge of financial markets

Job description

Support Head of Credit Evaluation & Review in evaluating financing proposals in support of Share Margin Financing (SMF) and Portfolio Lending business.

KEY RESPONSIBILITIES

• Undertake evaluation of credit proposal critically and objectively including in-depth analysis on the repayment capacity of borrower, financials, share price analysis and identifying key risks and mitigating factors.
• Presentation of credit proposals to relevant approving committee (GMCC/GBCRRC/Board).
• Ensure compliance of credit proposal turnaround time (upon receipt of complete information) per approved KPI.
• Work closely with SMF BU, Securities Operations and Business Units at ABB/AIBB in the preparation and submission of credit proposals.
• Ensure compliance of financing activities to internal and external policies/guidelines (Connected Party Checks, Broad Property Sector, Single Counterparty Exposure Limit and other relevant policies/guidelines).
• Support HOD with any ad hoc requests/special projects.

SKILLS/ REQUIREMENTS

• Minimum of 7-10 years of experience in undertaking credit evaluation.
• Excellent credit and financial analysis skills particularly financial and cash flow analysis.
• Excellent interpersonal skills and communication skills to interact with different levels of stakeholders and employees.
• Adequate knowledge of financial markets.