Solution Architect (DigitalBank & Embedded Banking)

Softenger; Kuala Lumpur; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading financial technology company in Kuala Lumpur seeks a highly skilled Solution Architect to design and implement secure technology solutions for a pioneering digital bank. This role focuses on defining scalable architectures, ensuring integration with banking infrastructures, and complying with regulatory standards. Candidates should have over 10 years of experience in solution architecture within the FinTech sector, with strong expertise in cloud technologies and a solid understanding of TOGAF methodology. Exceptional communication and analytical skills are essential for this position.

Qualifications

• 10+ years of experience in solution architecture and technology design.
• At least 5 years in the financial services/FinTech sector.

Responsibilities

• Define robust, scalable solution blueprints for digital banking products.
• Lead the architectural design of digital channels and core banking integration.
• Ensure compliance with Bank Negara Malaysia regulations.
• Establish rigorous architecture standards and maintain documentation.

Skills

Cloud technologies (Azure/AWS/GCP)

Microservices architecture

TOGAF methodology

Analytical skills

Communication skills

Education

Bachelor’s or higher degree in Computer Science or related field

Job description

Solution Architect (DigitalBank & Embedded Banking)

We are seeking a highly skilled and experienced Solution Architect to join Banking client Malaysia's pioneering homegrown digital bank. The successful candidate will design and oversee the implementation of innovative, scalable, and secure technology solutions that are critical to our digital-first, customer-centric model, with a specific focus on embedded banking and ecosystem integration.

Responsibilities

• Define robust, high-performance solution blueprints, roadmaps, and system architectures specifically for digital banking products (e.g., Savings Jars, Debit Cards, payment services) and the core digital platform.
• Ensure all designs prioritize scalability, reliability, and sub-second performance essential for a high-volume digital platform.
• Lead the architectural design of digital channels (mobile app, web) and their integration with the underlying core banking and payment infrastructure.
• Drive the adoption of modern design patterns, primarily Microservices Architecture, to facilitate continuous deployment and rapid feature iteration.

Embedded Banking & Technology Integration

• Evaluate and recommend new technologies, tools, and partners to enhance product offerings and ensure seamless integration with the existing Boost e‑Wallet ecosystem and other third‑party partners (embedded banking).
• Define and enforce integration patterns (e.g., API Gateway, Event‑Driven Architecture) for connecting the digital bank with the e‑wallet, credit/lending platforms, and external partners.
• Maintain the current technology landscape while strategically guiding the cloud agility.

Architecture Governance & Regulatory Compliance

• Establish and enforce rigorous architecture standards and best practices, leveraging TOGAF principles for comprehensive architecture development and governance.
• Ensure solutions strictly adhere to all Bank Negara Malaysia (BNM) requirements, guidelines for digital banks, and relevant financial regulations, including AML/KYC, PDPA, and data localisation/security standards.
• Create and maintain detailed technical documentation, including architecture diagrams and specifications, to ensure design integrity and clear communication across development, security, and compliance teams.
• Collaborate closely with product owners, business stakeholders (Retail, SME), and the engineering team to translate complex business needs.
• Proactively identify and assess potential technical risks (security, operational, performance) and develop effective mitigation plans, ensuring high system uptime and trust.
• Provide technical guidance and expertise throughout the entire project lifecycle, ensuring accurate and timely implementation of designs.

Qualifications

Education & Experience

Bachelor’s or higher degree in Computer Science, Computer Engineering, or related field. Proven experience (10+ years) in solution architecture and technology design, with at least 5 years in the financial services/FinTech sector, preferably within a digital bank or a high‑volume digital‑banking environment.

Skills & Attributes

• Strong expertise in cloud technologies (Azure/AWS/GCP), microservices architecture, and enterprise application architecture.
• Experience with TOGAF methodology is a distinct advantage.
• Excellent problem‑solving, analytical, and critical‑thinking skills.
• Exceptional communication, negotiation, and presentation abilities, with the capability to clearly articulate technical concepts to both executive and technical audiences.

Legal

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other protected characteristic.