SME Remedial Management Unit Specialist

gradmalaysia.com; Kuala Lumpur; On-site; MYR 80,000 - 120,000; Full time

Job summary

A leading financial institution in Kuala Lumpur seeks an experienced professional for the role focused on remedial management. This position involves reviewing high-risk accounts to minimize credit losses, conducting site visits, and leading a team in developing sound management strategies. Candidates should have a Bachelor's degree in a relevant field and substantial experience in the banking industry, particularly in remedial management and early warning systems. A competitive compensation package will be offered.

Qualifications

• Bachelor Degree in Finance/Accountancy/Economic or related field.
• Preferably 8 years working experience in banking industry.
• Experience in remedial management and early warning management.

Responsibilities

• Review accounts for early detection of potential problems.
• Conduct site visits to manage problematic accounts.
• Propose strategies for watchlist accounts.

Skills

Banking experience

Leadership

Team supervision

Analytical skills

Education

Bachelor Degree in Finance/Accountancy/Economic

Job description

Responsibilities

• Review Early Warning (EW) triggered accounts or high-risk accounts for early detection of potential problematic accounts for Restructuring & Rescheduling (R&R) and/ or exit to minimize credit losses.
• Carry out site visits to manage potential problematic accounts.
• Review and recommend the review of watchlist accounts with appropriate account strategy.
• Proactively R&R/ exit the credit facilities of problematic accounts.
• Deliver a sound remedial management strategy on Enterprise Banking space to safeguard Bank's interest as to minimize impairment & loan loss provisions
• Ensure effective remedial management functions and compliance of guidelines & policies
• Ensure continuous periodic review of internal procedures and external guidelines for effective remedial management
• Enhance analysis on remedial portfolio to support swift decision making & strategy planning
• Review and recommend the R&R and Annual Review of UA accounts in timely manner

Qualifications & Skills

• Bachelor Degree in Finance/Accountancy/Economic or related field. Professional qualifications is an added advantage.
• Preferably 8 years working experience in banking industry with 5 years in remedial management/ relationship management within business banking.
• Experience in early warning and rehab management which includes reschedule & restructuring of credit facilities in SME space.
• Ability to lead and supervise team members effectively.
• Independent and ability to work closely with different executive levels across various departments.