Senior Credit Signor, Credit Evaluation (Team 2)

RHB Banking Group; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading financial services provider in Malaysia is seeking a candidate for a credit evaluation position. The role involves performing in-depth credit assessments using the 5C’s framework, verifying the accuracy of data, and executing decisions for loan applications. The ideal candidate will also provide guidance to branches, detect fraud risks, and contribute to process improvements. Strong analytical skills with attention to detail are essential. This position offers an opportunity to work with a well-established banking group.

Qualifications

• Perform in-depth credit evaluation using the 5C’s framework.
• Verify accuracy of data entry and supporting documents.
• Execute credit decisions for retail secured product applications.

Responsibilities

• Guide branches/sales on loan applications and guidelines.
• Detect and address potential fraud.
• Contribute to process improvement for credit quality.

Job description

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• To perform in depth credit evaluation using common framework of 5C’s (capacity, capital, collateral, conditions and character) in assessing credit risk, customer creditworthiness for prudent credit decision.
• To perform credit verification on the accuracy of data entry and income/supporting documents submitted comply with requirement
• To execute credit decision for loan/financing application of retail secured product as per assigned DLA matrix within stipulated TAT/SLA.
• To comply with Group Policy and Guidelines, Statutory Guidelines and Bank’s standard procedure and practices
• To guide and assist the branches/sales on their loan application and reference of guidelines
• Fraud detection and awareness
• Contribute feedback on process improvement to improve credit quality , efficiency and service standards
• Perform other duties and assignments as and when required by TL, Credit Evaluation, Head, Retail Credit and GCB Chief Credit Officer

Unlock job insights

Salary match Number of applicants Skills match

Banking & Financial Services More than 10,000 employees

RHB Banking Group is a leading regional financial services provider headquartered and listed in Malaysia. Established in 1913, we offer comprehensive banking solutions across retail, business, corporate, and Islamic banking. With a strong presence in Malaysia and nine ASEAN countries, we are committed to delivering simple, fast, and seamless experiences. Guided by our brand promise, “Together We Progress,” we continue building a sustainable and inclusive future with our customers and stakeholders.

RHB Banking Group is a leading regional financial services provider headquartered and listed in Malaysia. Established in 1913, we offer comprehensive banking solutions across retail, business, corporate, and Islamic banking. With a strong presence in Malaysia and nine ASEAN countries, we are committed to delivering simple, fast, and seamless experiences. Guided by our brand promise, “Together We Progress,” we continue building a sustainable and inclusive future with our customers and stakeholders.

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