Senior Credit Analyst – Hire Purchase Risk & Team Lead

Toyota Capital Services; Selangor; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading financial services provider is seeking a Senior Executive in Credit Management specializing in Hire Purchase financing. This role is pivotal in evaluating credit applications and making sound credit decisions for vehicle financing. Candidates should possess a degree in Business or related fields, along with 3 to 5 years of relevant experience. The role offers a competitive salary, comprehensive health coverage, and significant career growth opportunities within a supportive work culture.

Benefits

Competitive Salary & Performance Bonus

Comprehensive Health Coverage

Dental & Optical Benefits

16% Employer EPF Contribution

Career Growth Opportunities

Positive Work Culture

Qualifications

• Minimum 3 to 5 years of experience in credit decision.
• Experience in a banking or financial services environment is preferred.
• Possess CCR certificate is an additional advantage.

Responsibilities

• Process, evaluate, and approve HP applications in accordance with guidelines.
• Verify customer's personal and employment information.
• Attend to ad-hoc requests as required.

Skills

Credit assessment

Communication in English

Communication in Bahasa Malaysia

Team leadership

Education

Degree in Business/Commerce/Economics/Finance/Banking

Job description

A leading financial services provider is seeking a Senior Executive in Credit Management specializing in Hire Purchase financing. This role is pivotal in evaluating credit applications and making sound credit decisions for vehicle financing. Candidates should possess a degree in Business or related fields, along with 3 to 5 years of relevant experience. The role offers a competitive salary, comprehensive health coverage, and significant career growth opportunities within a supportive work culture.