Relationship Manager, Business Hire Purchase (RM BHP) Region Perak

Maybank; Taiping; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading financial institution is seeking a professional in Taiping, Malaysia, to process and evaluate credit documents for corporate and commercial clients. Key responsibilities include monitoring loan utilization and ensuring asset quality. The ideal candidate will have a diploma or degree in finance and at least 2 years of experience in auto finance, with proficiency in Microsoft Office and strong interpersonal skills. This role requires effective communication in both English and Bahasa Malaysia.

Qualifications

• Minimum 2 years experience in auto finance.
• Ability to read and analyze credit reports.
• Experience from a credit company is a plus.

Responsibilities

• Process and analyze credit papers for Corporate and Commercial customers.
• Monitor loan utilization and facility condition appeals.
• Ensure approved loans maintain good asset quality.

Skills

Credit processing knowledge

Proficient in Microsoft Office

Interpersonal skills

Creative thinking

Results-oriented

Ability to work under pressure

Fluent in English and Bahasa Malaysia

Education

Diploma or Degree in Banking, Finance, or Business Administration

Job description

Responsibility

• To process, analyze and evaluate credit papers pertaining to Corporate and Commercial customers
• To ensure the performance and achievement as per target set
• Monitoring of utilization of facility once approval has been obtained
• Monitoring and attending to appeal on variation in terms and conditions of approved facility
• Monitoring and reviewing Region Office’s and AFC’s performance in achieving Business HP target
• Working towards target set in the unfavorable economic condition and highly competitive market
• To ensure loan approved is of good asset quality to minimize NPL (Non-Performing Loan)
• Ensure targets are met which is defined it is accomplished if large and good corporate clients obtain volume sales as well as to tap into the network of Regional offices and Auto Finance Centre on commercial vehicle financing which has high growth potential.

Requirements

• Minimum Diploma or Degree in Banking / Finance / Accountancy / Business Administration or equivalent
• Minimum 2 years’ experience in auto finance is required
• Working knowledge on Credit Processing would be an added advantage
• Able to read and analyse credit report
• Proficient in Microsoft Office (Words, Excel, PowerPoint)
• Able to think creatively, results oriented and displays consistent performance
• Able to perform work under pressure in meeting tight deadlines, independent and a good team player
• Strong command of written and spoken English and Bahasa Malaysia
• Good interpersonal skills and able to interact with people at all levels
• Experience from Credit company will be an added advantage.