Relationship Manager

RHB Banking Group; Selangor; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial services group in Selangor is seeking an experienced banking professional to manage relationships with SME clients. You will be responsible for driving sales, ensuring credit assessments are thorough, and maintaining client satisfaction. Ideal candidates have a Bachelor's degree in a relevant field and at least 3 years of experience in credit risk management.

Qualifications

• Minimum 3 years of working experience in credit with exposure to credit risk management.
• Strong credit writing and analytical skills required.

Responsibilities

• Maintain and deepen relationships with a portfolio of 30 Middle Market/SME clients.
• Drive primary sales through customer acquisition and new loans.
• Monitor customer experience and address process lapses.

Skills

Networking

Market knowledge

Financial Analysis

Sales

Proactive

Energetic

Result Oriented

Good business acumen

Education

Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent

Job description

Responsibilities

• Maintain and deepen relationships with minimum core portfolio of 30 Middle Market/SME clients.
• Actively drive primary sales through acquisition of new Middle Market / SME customers and through new loans to existing clients.
• Carry out account planning with product specialists to identify customers to engage, and products to offer based on their needs.
• Monitor overall customer experience and pre-empt or address any process lapses or delays in TAT.
• Ensure customers meet basic credit requirements, and maintain new Non-Performing Loans (NPL) within approved budget.
• Provide the qualitative credit assessment for each application.
• Work closely with Account Managers to prepare credit proposals.
• Vet, sign and deliver Letters of Offer.

Qualifications

• Candidate must possess at least a Bachelor's Degree in Finance/Accountancy/Banking, Marketing or equivalent.
• Minimum 3 years of working experience in credit with exposure to credit risk management and commercial including credit processing, evaluation and appraisal is required for this position.
• Possess strong credit writing and analytical skills.
• Required skill(s): Networking, Market knowledge, Financial Analysis, Sales, Proactive, Energetic, Result Oriented and Possess good business acumen.