Personal Banker Mortgage

RHB Banking Group; Putrajaya; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial services provider in Malaysia is seeking a candidate responsible for personal sales targets to acquire new mortgage loans and achieve assigned goals. The role involves cross-selling MRTA, delivering a sales productivity minimum, and maintaining relationships with key stakeholders. Compliance with internal and external regulations is critical. The ideal candidate must be proactive and detail-oriented in all customer interactions.

Responsibilities

• Responsible for personal sales target to acquire new mortgage loans.
• Cross sell MRTA and achieve minimum penetration rate.
• Deliver min sales productivity of 2.5 mil per month.
• Strengthen business relationships with developers, lawyers, valuers, and real estate agents.
• Ensure compliance with policies, regulations, and service standards.
• Conduct face-to-face interviews with customers.

Job description

Primary Objective

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.

MORTGAGE FINANCIAL TARGET

• To achieve personal sales target
• To achieve MRTA penetration rate of 80%

SALES PRODUCTIVITY

• To deliver min sales productivity of 2.5 mil per month
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

COMPLIANCE RISK MANAGEMENT

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers