Personal Banker Mortgage

RHB Banking Group; Kluang; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading banking institution seeks a candidate in Kluang, Malaysia, to achieve personal sales targets and enhance mortgage financial performance. The role demands meeting a minimum sales productivity of 2.5 million per month while ensuring compliance with internal policies and external regulations. Responsibilities include servicing business relationships with stakeholders such as developers and legal entities. This is a pivotal role focused on compliance, diligence, and strong relationship management.

Responsibilities

• Achieve personal sales target.
• Deliver minimum sales productivity of 2.5 million per month.
• Ensure compliance with internal policies and external regulations.

Job description

MORTGAGE FINANCIAL TARGET

• To achieve personal sales target
• To achieve MRTA penetration rate of 80%

SALES PRODUCTIVITY

• To deliver min sales productivity of 2.5 mil per month
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

COMPLIANCE RISK MANAGEMENT

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers