Mortgage & Financing Advisor

YK Unite Point Agency; Johor; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial services agency in Johor seeks a motivated individual to advise clients on mortgage, home loans, and refinancing options. Responsibilities include analyzing financial profiles, managing loan applications, and coordinating with banks and property agents. The ideal candidate should possess strong communication skills, reliable transport, and a keen interest in sales and banking. This role offers a competitive salary, high commissions, and opportunities for career growth.

Benefits

Competitive base salary + high commission

Comprehensive training & mentorship

Clear career growth

Flexible working environment

Exposure to banks and property developers

Qualifications

• Fluent in Chinese, Malay, and English to communicate with diverse clients.
• Strong interest in sales, mortgage, or banking; prior experience is a plus.
• Own reliable transport for client meetings and property visits.

Responsibilities

• Advise clients on mortgage, home loan, and refinancing options.
• Analyze clients’ financial profiles and recommend bank loan packages.
• Manage the full loan application process from document collection to disbursement.
• Coordinate with banks, lawyers, and property agents to ensure smooth processing.
• Build strong client relationships and achieve sales targets.

Skills

Fluent in Chinese

Fluent in Malay

Fluent in English

Excellent communication skills

Negotiation skills

Customer-service skills

Self-motivated

Target-driven

Education

SPM qualification

Diploma or Degree in Finance, Business, or related fields

Job description

Advise clients on mortgage, home loan, and refinancing options tailored to their financial needs.

Analyze clients’ financial profiles and recommend suitable bank loan and financing packages.

Manage the full loan application process, from document collection to approval and disbursement.

Coordinate with banks, lawyers, property agents, and internal teams to ensure smooth processing.

Build strong client relationships and achieve sales targets through professional service.

Job Description

• Advise clients on mortgage, home loan, and refinancing options tailored to their financial needs.
• Analyze clients’ financial profiles and recommend suitable bank loan and financing packages.
• Manage the full loan application process, from document collection to approval and disbursement.
• Coordinate with banks, lawyers, property agents, and internal teams to ensure smooth processing.
• Build strong client relationships and achieve sales targets through professional service.

Job Requirements

• SPM qualification; Diploma or Degree in Finance, Business, or related fields is an advantage.
• Fluent in Chinese, Malay, and English (spoken and written) to effectively communicate with diverse clients.
• Own reliable transport for client meetings and property visits.
• Strong interest in sales, mortgage, or banking; prior experience is a plus.
• Excellent communication, negotiation, and customer-service skills; self-motivated and target-driven.

Job Benefits

• Competitive base salary + high commission and performance incentives.
• Comprehensive training & mentorship in mortgage products, financing, and sales skills.
• Clear career growth with promotion opportunities and income progression.
• Flexible working environment with supportive team culture.
• Exposure to banks, property developers, and clients, building valuable professional networks.