MGR/AVP Relationship Manager (Commercial Banking)

UOB; Johor; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading bank in Malaysia is seeking a Commercial Manager to manage a portfolio exceeding RM60 million. The role involves evaluating loan applications, maintaining client relationships, and capturing new opportunities in a sales-driven environment. Ideal candidates should possess a bachelor's degree, have strong business acumen, and at least 6 years of sales experience. Effective communication skills and a proactive attitude are essential. Join now and be part of a committed team offering a diverse banking environment.

Qualifications

• Possess a recognised degree or Diploma/Bachelor's degree from an accredited university/colleges.
• At least 6 years of sales/credit experience preferred.
• Strong business acumen and proactive self-starter.

Responsibilities

• Manage a Commercial portfolio above RM60 million and evaluate loan applications.
• Build rapport and develop networking for account relationships.
• Identify clients’ needs and capture new financing opportunities.

Skills

Financial planning

Client management

Sales experience

Communication skills

Business acumen

Education

Bachelor's degree or Diploma

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Responsible for managing a Commercial portfolio (from RM60million & above) including evaluating their loan applications, conducting credit reviews, marketing and cross-selling a wide range of banking products and services
• Monitor overall facility utilisation and profitability of the assigned portfolio
• Build rapport and develop meaningful networking to maintain account relationships with both existing and prospective clients
• Build client loyalty by establishing a trusted advisor relationship, as ‘The Trusted Banker to call’
• Identify clients’ needs and capture new financing and / or cross selling opportunities; negotiate for best margins to optimise profitability
• Deliver both in terms of speed and quality for all KPIs assigned
• Ensure accuracy on customer due diligence (“CDD”) and Know Your Customer (“KYC”)

Job Requirements

• Possess a recognised degree or Diploma / Bachelor's degree, in any field, from an accredited university/colleges
• Has a strong interest in financial planning, investment, client management and keen to work in a sales driven environment
• Preferably someone with at least 6 years of sales/credit experience.
• Strong business acumen, proactive and a highly motivated self-starter
• Positive attitude, excellent communication and interpersonal skills
• Excellent team work/spirit

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non‑merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference