Manager - Credit Planning

Aeon Credit Service; Kuala Lumpur; On-site; MYR 120,000 - 150,000; Full time

Job summary

A financial services company in Kuala Lumpur is looking for an experienced professional to lead credit portfolio analysis and strategy. The ideal candidate should possess a Bachelor's degree in a related field and a Master’s preferred, with at least 8 years of relevant experience, including 5 years in a management role. Skills in SQL, Python/R, and strong analytical abilities are essential. The role entails overseeing credit policies, ensuring regulatory compliance, and collaborating with various teams. Competitive compensation is offered.

Qualifications

• Minimum 8 years relevant working experience preferably in banking/financial institutions.
• At least 5 years management exposure required.
• Proficient in credit risk assessment and credit score modelling.

Responsibilities

• Conduct in-depth analysis of credit portfolios to assess performance and evaluate risk exposure.
• Utilize data insights to inform decisions and recommend adjustments to credit strategies.
• Oversee development, maintenance, and enforcement of credit policies.
• Ensure compliance with regulatory requirements and industry best practices.
• Collaborate with cross-functional teams to drive credit planning initiatives.
• Provide analytical support to credit decision-making processes.

Skills

Strong analytical skills

SQL

Python/R

Data Mining

MLOPS

ML algorithm understanding

Communication skills

Collaboration

Education

Bachelor’s degree in finance, Economics, Business Administration

Master’s degree

Job description

Conduct in-depth analysis of credit portfolios to assess performance, identify trends, and evaluate risk exposure.

Utilize data insights to make informed decisions and recommend adjustments to credit strategies as needed.

Oversee the development, maintenance, and enforcement of credit policies and procedures. Ensure compliance with regulatory requirements and industry best practices.

Collaborate with cross-functional teams to drive credit planning initiatives and ensure alignment with organizational goals.

Provide analytical support and insights to credit decision-making processes, including underwriting, pricing, and portfolio management.

Utilize quantitative models and tools to assess creditworthiness and recommend appropriate actions.

Job Requirements

Bachelor’s degree in finance, Economics, Business Administration, or related field. Master’s degree preferred.

Minimum 8 years relevant working experience preferably in banking / financial institutions with at least 5 years management exposure.

Strong analytical skills in credit risk assessment and credit score modelling.

Proficient in SQL, Python/R, Data Mining (Feature engineering), MLOPS (Model Deployment & Maintenance), understanding on ML algorithm, AWS Cloud services (preferred but experience on other cloud services is acceptable).

Good written and communication skills, analytical minded with a sense of accuracy.

Ability to collaborate with a variety of stakeholders.