Executive, Credit Processing

AFFIN Group; Penang; On-site; MYR 100,000 - 150,000; Full time

Job summary

A financial institution seeks a candidate for a role focused on evaluating credit proposals and processing loan applications. Responsibilities include verifying documentation, informing customers of application progress, and ensuring timely report submissions. Candidates should possess strong skills in credit evaluation and communication to enhance the decision-making process and protect asset quality. This role offers an opportunity to contribute to the bank's commitment to excellence in financial services.

Qualifications

• Strong understanding of credit evaluation processes.
• Ability to verify and validate documentation.
• Excellent communication skills for client interaction.

Responsibilities

• Evaluate the quality of credit proposals.
• Process and verify loan application documents.
• Inform customers on loan application progress.
• Ensure timely submission of reports.
• Act as authorized signatory.

Job description

Create your future with Affin! You too can make a difference.

Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Job Purpose

Provide credit evaluation, mitigation and recommendations to enable the decision makers to formulate well informed decisions with the objective to protect the Bank's assets quality and satisfy borrowers' need.

Accountabilities

• Evaluate and verify the quality of credit proposals submitted by marketing department before signing off for the relevant approving authority's decision within the stipulated time frame.
• Process, check and verify documents submitted for loan application and confirm the authenticity of the documents.
• Keep dealer / customer informed on the progress of loan application.
• Witness the execution of agreement and supporting documents if necessary.
• Ensure timely submission of reports.
• Act as authorized signatory.
• Undertake any other job functions as may be assigned by the Management from time to time.