Credit Executive

Adecco; Selangor; Hybrid; MYR 100,000 - 150,000; Full time

Job summary

A leading recruitment agency in Malaysia is seeking a Credit Executive to manage customer credit risk and optimize cash flow. This role involves evaluating customer financial health, enforcing payment terms, and collaborating with various teams to resolve credit issues. Candidates should hold a relevant degree and possess strong communication and problem-solving skills. Experience with SAP FICO is advantageous. Immediate availability is a plus.

Qualifications

• 2-3 years of working experience in a similar field or Fresh Grad with internship experience.
• Meticulous and possess a can-do attitude.
• Fast learner with a willingness to adapt.

Responsibilities

• Manage customer credit risk and ensure timely cash collection.
• Perform financial analysis before opening client accounts.
• Collaborate with teams to resolve credit issues.

Skills

Customer credit risk management

Financial analysis

Communication skills

Problem-solving skills

Stakeholder management

Ability to manage large volume transactions

Education

LCCI, Diploma/Degree in Accounting or Business Administration

Tools

SAP FICO module

Job description

Job Overview

Working Days: Monday - Friday (9AM - 6PM)

Hybrid mode

The Credit Executive is responsible for managing customer credit risk and ensuring the company collects cash on time. The role focuses on evaluating customer financial health before granting credit, monitoring outstanding payments, enforcing payment terms, and taking action when customers delay or default on payments.

This role works closely with internal teams such as Sales, Finance, Supply Chain, and Customer Care, as well as external parties like credit insurers, to control financial risk while supporting business operations. The Credit Executive also tracks key financial indicators, resolves disputes related to invoices or deliveries, and helps improve payment methods and processes.

Overall, the role balances risk management with cash flow optimisation, ensuring customer accounts remain healthy and compliant with company credit policies

Job Description

Proactively contribute to the implementation of the Credit policy established

Perform financial analysis prior to the opening of a client account.

Manage the block orders in case of unpaid bills, client default and bad debts.

Target the cash collection and risks management objectives in order to allocate corresponding means in accordance with the Credit policy.

Collaborate with the Credit Insurance for the negotiation and renewal of the credit limits, propose and follow alternative solutions in accordance with the Direction.

Enforce fixed payment deadlines and define the stimulus policy.

Follow the key indicators (budget, real, trends).

Animate problems related to customer credit in connection with the Supply Chain Director, Financial Director, Sales Director, Customer Care Manager, and follow up action plans.

Modernize the payment methods.

To ensure the timely cash collection through continued monitoring and collaboration with customers.

Enforce the payment terms

Follow-up and retrieve customer payments for all invoices while prioritizing in terms of importance and aging

Ensure that customer’s account is in good order, using credit notes and corrections

Resolve all situations pertaining to litigation and claims involving deliveries, deductions, commercial deals and returns

Manage the blocking and releasing orders with credit issues or risks

Communicate constantly with Credit Manager and Commercial counterparts to inform them of customer credit issues and answer internal requests

Special Requirement

Minimum LCCI, Diploma/Degree in Accounting or Business Administration or similar field of studies.

Ideally 2-3 years of working experience in similar field or Fresh Grad with internship experience.

Meticulous, possess can do attitude and a fast learner.

Good communications, problem solving and stakeholder management skills.

Ability to manage large volume transactions with speed and accuracy, timeliness.

Having SAP FICO module experience is an added advantage.

Able to start immediately would be advantage.