Credit Assessment Executive

YULON CAPITAL SDN. BHD.; Kuala Lumpur; On-site; MYR 200,000 - 250,000; Full time

Job summary

A financial services provider in Malaysia is seeking a Credit Assessment Executive/Senior Executive to review loan applications and evaluate creditworthiness. The ideal candidate should have a strong background in credit evaluation, possess a diploma or degree in Finance or related fields, and a minimum of 3 years of relevant experience. Proficiency in Mandarin, English, and Bahasa Malaysia is required. This role offers competitive perks, including medical claims, parking, and education support.

Benefits

Outpatient medical, dental and optical claims

Education support

Parking

Phone allowance

Petrol allowance

Festive and birthday celebrations

Staff insurance

Professional membership

Qualifications

• At least 3 years' experience in credit investigation/evaluation for SME corporate finance.
• Possess good understanding of credit on-boarding and review process.
• Ability to communicate effectively in Mandarin, English, and Bahasa Malaysia.

Responsibilities

• Review loan applications and assess applicant's creditworthiness.
• Analyze business bank statements and financial documents.
• Evaluate and recommend loan applications based on credit policies.
• Conduct periodic reviews and meet with customers.

Skills

Credit evaluation

Financial analysis

Communication

Problem-solving

Education

Diploma/Degree in Finance, Accounting, Banking

Job description

Credit Assessment Executive/ Senior Executive

Credit analysts assess the credit data and financial statements of individuals or firms to determine any and all potential risk involved in extending credit or lending money to them. They prepare reports with credit information for use of informed decision‑making by the financial institutions where they work.

Job Description

Review loan applications and conduct assessment on applicant’s creditworthiness

Analyze business bank statements, financial statements, credit reports and other relevant supporting documents of customer

Mitigate risk, evaluate and recommend loan applications

Ensure that recommendation and decision is consistent with company’s credit policies, guidelines and regulatory requirement

Conduct periodic review and meeting up customer with sales team on existing customers

Work closely with other departments to ensure a coordinated approach to credit, collections and recovery

Build good rapport with internal sales team to enhance overall efficiency

Job Requirement

Candidate must possess at least a Diploma/Degree in Finance, Accounting, Banking or equivalent

At least 3 years' experience in credit investigation / evaluation for SME corporate finance product (Industrial Hire Purchase, leasing and money lenders etc. business)

Possess good understanding on the credit on-boarding and review process

Ability to adapt and resourceful in problem solving

Good written and verbal communication skills

Required language(s): English, Bahasa Malaysia & Mandarin (We are seeking candidates proficient in Mandarin to effectively communicate with Mandarin‑speaking clients).

Unlock job insights

Salary match Number of applicants Skills match

• Which of the following statements best describes your right to work in Malaysia?
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• How much notice are you required to give your current employer?
• Are you willing to undergo a pre‑employment background check?
• How would you rate your Mandarin language skills?
• How many years' experience do you have as a Credit Investigator?

Yulon Capital Sdn Bhd was formed to provide hire‑purchase‑related services with a strong commitment to helping Malaysian SMEs grow their business.

Yulon Capital is part of the Yulon Group (2201.TW), a well‑established large corporation in Taiwan with more than 100+ companies, including 6 TWSE listed companies, covering different industry domains, such as smart vehicle, auto finance and auto‑related services, textile and fashion, as well as construction and lifestyle, to develop a mobile ecosystem for smart living. Since its establishment in 1951, Yulon Group has always adopted a “people‑oriented” approach and valued mutual benefit with the society.

Yulon Capital Sdn Bhd was formed to provide hire‑purchase‑related services with a strong commitment to helping Malaysian SMEs grow their business.

Yulon Capital is part of the Yulon Group (2201.TW), a well‑established large corporation in Taiwan with more than 100+ companies, including 6 TWSE listed companies, covering different industry domains, such as smart vehicle, auto finance and auto‑related services, textile and fashion, as well as construction and lifestyle, to develop a mobile ecosystem for smart living. Since its establishment in 1951, Yulon Group has always adopted a “people‑oriented” approach and valued mutual benefit with the society.

Perks and benefits Outpatient medical, dental and optical claims Education support Parking, Phone, Petrol Allowance Festive Celebration, Birthday Celebration Staff Insurance, Professional membership

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