Analyst/Associate, Global Credit - Ratings and Monitoring

Royal Bank of Canada; Putrajaya; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading global bank located in Putrajaya is seeking an Analyst/Associate for its Ratings and Monitoring team. The successful candidate will assess credit ratings while ensuring compliance with agreements and conducting financial analyses. At least two years of experience in credit risk or relevant financial assessment is required. A strong focus on teamwork, analytics, and communication skills is essential. This role offers competitive compensation and a comprehensive rewards program with flexible benefits.

Benefits

Comprehensive Total Rewards Program

Flexible work/life balance options

Opportunities for professional development

Qualifications

• Minimum of two years of work experience in credit risk or financial analysis.
• Ability to assess financial statements and client reports critically.
• Knowledge of credit risk processes and policies.

Responsibilities

• Assess credit ratings of Capital Markets borrowers.
• Monitor company and industry developments.
• Coach and mentor junior risk analysts.

Skills

Self-motivated

Analytical skills

Communication skills

Teamwork

Adaptability

Detail-oriented

Tools

MS Office Suite

Database software

Research tools

Job description

Analyst/Associate, Global Credit - Ratings and Monitoring

Please note: This posting supports multiple hires for an expanding team, and the role can be at an Analyst or an Associate level, depending on the incumbent's background and skillset. At the Analyst/Associate level, this role is equivalent to a credit review role externally, and internally to GG09/GG08.

As an Analyst/Associate on the Ratings and Monitoring team, you will be responsible for assessing credit ratings of Capital Markets borrowers, verifying covenant compliance, monitoring company and industry developments and identifying key risk events. You should have at least two years of work experience, and the role will require you to develop industry expertise and collaborate with internal stakeholders across several sectors of the Business; including Adjudication, Corporate Banking, Global Credit and other Capital Markets areas. This role also requires you to pay‑it‑forward, as such you are expected to coach and mentor junior risk analysts.

What will you do?

For the assigned portfolio, you will be responsible for:

• Various portfolios, including both diversified Corporates and non‑Corporates;
• Managing and monitoring credit risk, which includes identifying key credit events and reviewing/refreshing credit risk ratings at least on an annual basis;
• Participating in team deliverable targets with respect to regulatory/audit requests;
• Ensuring borrower’s compliance of terms and conditions of credit agreement;
• Developing expertise in assigned portfolio, policies and guidelines, and providing value‑added advice to internal partners;
• Conducting research, analyzing financial statements and developing financial projections;
• Collaborating cross‑teams and with our business partners.

What do you need to succeed?

Must‑Have:

• Self‑motivated with strong analytical and communication skills;
• Ability to critically assess financial statements and other client reports and draw reasoned conclusions;
• Excellent verbal and written communication skills;
• Ability to work effectively within a team environment;
• Knowledge and experience in credit risk and/or financial analysis;
• High degree of computer literacy: MS Office Suite, database software, and electronic tools for online research.

Nice‑To‑Have:

• Experience with S&P, Capital IQ, Moody’s.

What’s in it for you?

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation;
• Leaders who support your development through coaching and managing opportunities;
• Work in a dynamic, collaborative, progressive, and high‑performing team;
• Opportunities to do challenging work;
• Flexible work/life balance options.

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail‑Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork.

Additional Job Details

Address: PERSIARAN IRC 2, IOI RESORT CITY IOI CITY TOWER ONE: PUTRAJAYA

City: Putrajaya

Country: Malaysia

Work hours/week: 40

Employment Type: Full time

Platform: CAPITAL MARKETS

Job Type: Regular

Pay Type: Salaried

Posted Date: 2025-11-12

Application Deadline: 2026-03-31

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above.

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.