Account Relationship Manager (Commercial)

gradmalaysia.com; Kuala Lumpur; On-site; MYR 60,000 - 80,000; Full time

Job summary

A reputable financial institution in Kuala Lumpur seeks an Account Relationship Manager (Commercial) to drive new Islamic loan marketing and grow existing commercial portfolios. The ideal candidate will effectively manage client relationships, ensure timely processing of deals, and aim to meet deposit targets. Strong experience in Islamic financing and excellent marketing skills are essential. Join us in enhancing banking relationships and achieve growth through active portfolio management.

Qualifications

• Experience in Islamic financing and commercial lending.
• Strong communication and negotiation skills.
• Ability to manage existing portfolios effectively.

Responsibilities

• Source new Commercial loans under Islamic financing.
• Maintain relationships with existing Commercial clients.
• Ensure timely processing of deals and adherence to turnaround times.
• Grow new CASA and non-CASA deposits.
• Manage existing Commercial portfolios and perform timely account reviews.

Skills

Islamic financing

Commercial relationship management

Marketing skills

Client relationship skills

Job description

Account Relationship Manager (Commercial)

Market for new Commercial loans and grow the existing Commercial portfolio:

• Source new Commercial loans under Islamic financing through active marketing activities.
• Maintain good relationship with existing Commercial clients and solicit for incremental deals as well as referrals.
• Ensure that deals are processed and submitted in timely manner within the specified turnaround time.
• Work closely with Trade and Treasury to solicit for utilization of facilities granted.
  

Grow new and incremental CASA and non-CASA Deposits, and other ancillary businesses.

• Source for Islamic deposits in order to meet deposit targets.
• Actively promote Reflex and B@W to new and existing Commercial portfolio.
• Value add and enhance banking relationship with other Group products i.e insurances, merchants, Business credit cards.
  

Housekeeping and relationship management.

• Actively manage existing Commercial portfolios and ensure that all accounts are reviewed in timely manner (zero overdue reviews).
• Process and attend to all variations/adhoc/other requests from Commercial customers in timely manner.
• Monitor conduct of accounts (including covenants imposed), ensure fair share of business secured and prompt payment of facilities.
• Manage EAM and Watch List accounts.
• Timely submission of all reports to be done by Commercial Banking.