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A leading fintech company in London is seeking an experienced individual to enhance portfolio intelligence and risk management. You will be responsible for driving performance insights, developing KPIs, and collaborating with cross-functional teams. The ideal candidate has 6-8 years in credit risk and strong skills in BI tools like Looker and Power BI. This role offers hybrid working and numerous employee benefits.
Our mission is to give the world access to the best products by empowering great brands to reach their growth potential.
Today's consumer brands need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer.
Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours.
Since launching in April 2020, we've deployed over $5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic, Little Words Project and Kekoa Foods.
Teams at Wayflyer are truly cross‑functional. You'll be collaborating with ambitious colleagues from around the world— all striving to deliver on a huge opportunity. Check out this video to hear directly from them.
At Wayflyer, we value being sound people, excellent operators, and ambitious overachievers, working together with integrity, creativity, and bold optimism to deliver exceptional results. To learn more, please visit our website.
The key ways you'll bring value to the team
Own and drive the portfolio intelligence that shapes how Wayflyer manages portfolio performance and risk. You’ll connect credit data, commercial outcomes, and market trends to help leadership make smarter, faster, and more profitable credit decisions.
Lead portfolio monitoring and performance reviews, turning insights into actionable recommendations that influence underwriting standards, pricing, and exposure management.
Develop and maintain the monthly portfolio reporting pack for senior leadership, bringing clarity on trends, concentrations, early signals, and performance against plan.
Build dashboards, KPIs, and Early Warning Systems (EWS) that go beyond tracking, enabling proactive management of emerging risks and opportunities.
Work closely with Revenue, Underwriting, Decision Science, and Finance to align credit and commercial objectives, ensuring growth is achieved within risk appetite and funding constraints.
Continuously learn from portfolio performance and credit losses, feeding insights back into policy, underwriting, and product design to strengthen future outcomes.
Champion a culture of data‑driven, evidence‑based portfolio steering, making credit strategy an enabler of Wayflyer’s growth.
6‑8+ years of experience in credit risk, portfolio strategy, or lending performance management.
Deep understanding of SME, Wholesale, or Ecommerce credit portfolios, and how credit, pricing, and growth interact.
Proven ability to interpret portfolio data and translate it into strategic recommendations that shape risk and commercial decisions.
Strong proficiency in BI tools (Looker, Omni, Power BI, Tableau) and ability to collaborate effectively with Data and Engineering teams.
Experience analysing loss performance and using those insights to refine underwriting, policy, or pricing frameworks.
Strategic mindset with comfort presenting insights and recommendations to senior leadership.
High attention to accuracy and detail, with strong storytelling skills, able to turn data into a narrative that drives action.
Experience designing and maintaining Early Warning Systems or portfolio monitoring tools.
Experience in fintech, alternative lending, or high‑growth credit environments.
Familiarity with SQL or Python for deep‑dive analysis and querying.
Understanding of funding structures or securitisations and their impact on portfolio strategy.
Exposure to incentive design or portfolio performance frameworks for commercial teams.
Advanced degree or professional qualification in finance, economics, or risk management (CFA, FRM, or equivalent).
You can expect to hear from a member of our Talent Acquisition team soon. If we believe you're a good fit, the first step will be a conversation with a recruiter who will guide you through the next stages of the process. The full interview process, which includes meeting the Hiring Manager and completing a case study or interview loop, typically takes approximately four to six weeks.
Recharge with 25 days of paid annual leave, plus public holidays.
Access support and resources to support your wellbeing, including our Wellbeing @ Wayflyer ERG.
Stay covered with private healthcare, life insurance, and critical illness cover.
Our pension plan helps you build a strong foundation for tomorrow, starting today.
We offer generous parental and adoptive leave, including 6 months of paid leave for Primary Caregivers and 3 months of paid leave for Secondary Caregivers.
With our equity scheme, you're not just an employee; you're a stakeholder in our journey.
Enjoy the freedom to work remotely from anywhere in the world for up to 60 calendar days a year.
Our headquarters operates a hybrid model. The number of in‑office days depends on your team, but the majority of teams and our SLT are typically in 3-4 days per week, giving you valuable exposure to senior leadership.
Home to around 30 employees, our brand‑new London office also runs on a hybrid model. You’ll often find our CEO working alongside the team with regular visits.
Our close‑knit Sydney office has around 20 employees and follows a flexible hybrid model, fostering strong collaboration.
We’ve opened our doors in the heart of Uptown Charlotte, with a brand new space designed to foster in‑person collaboration, while supporting hybrid flexibility.
The majority of our Tech org works remotely across the UK and Europe, coming together throughout the year for off‑sites, company kick‑off and technical kick‑off. We also have a growing number of remote team members across the US.
By submitting your application, you acknowledge that Wayflyer Limited will process your personal data for the purpose of evaluating your suitability for the role. Such processing is based on the need to take steps prior to entering into a potential employment agreement. To learn more about how we handle your personal data, you can contact our privacy team at privacy@wayflyer.com or review our privacy notice at https://wayflyer.com/privacy-notice.
* The salary benchmark is based on the target salaries of market leaders in their relevant sectors. It is intended to serve as a guide to help Premium Members assess open positions and to help in salary negotiations. The salary benchmark is not provided directly by the company, which could be significantly higher or lower.