Credit Analyst - Corporate Banking

United Overseas Bank; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A leading bank in Asia is seeking a Credit Analyst based in Kuala Lumpur. The role involves preparing credit ratings, evaluating borrowers' creditworthiness, and interacting with clients for detailed analysis. Candidates should possess a degree in Business/Finance and have at least 6 years of relevant experience in credit analysis. Strong analytical and interpersonal skills are essential. This position offers an opportunity to be part of a dynamic and dedicated team focused on delivering high-quality service.

Qualifications

• At least 6 years of relevant working experience in credit analysis.
• Up to date with legal, compliance and market risk related issues.
• Presentable, dynamic, dedicated, self-driven and highly motivated.

Responsibilities

• Prepare internal credit ratings and conduct credit reviews for corporate clients.
• Evaluate the creditworthiness of borrowers and alert business of adverse conditions.
• Interact with clients to gather requirements and perform due diligence.

Skills

Strong analytical skills

Interpersonal skills

Financial analysis

Ability to analyze cash flows

Ability to assess leverage and collateral

Education

Degree in Business/Accounting/Finance/Economics or related field

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Prepare internal credit ratings and conduct credit reviews for corporate clients, ensuring adherence to the Bank's policies, credit principles, lending direction and guidelines.
• Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.
• Work with Corporate Banking coverage team and other stakeholders to support all related credit analysis matter.
• Interact with the client including gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
• Any other function related tasks and ad-hoc reporting as required by management.

Job Requirements

• Degree in Business/Accounting/Finance/Economics or related field
• At least 6 years of relevant working experience in credit analysis
• Up to date with legal, compliance and market risk related issues
• Strong analytical skills with good grasp of financial analysis
• Ability to analyze cash flows, leverage, collateral and customer strength
• Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
• Presentable, dynamic, dedicated, self-driven and highly motivated

Additional Requirements

Develop, Engage, Execute, Strategise

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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