Transaction Monitoring Specialist - Shift Work

Railsr; Kuala Lumpur; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading embedded finance platform is seeking a Transaction Monitoring Specialist in Kuala Lumpur. The role involves reviewing transactions, conducting investigations, and ensuring compliance with financial regulations. Candidates should have over 3 years of experience in financial crime or compliance roles and knowledge of AML/CFT frameworks. The position offers competitive benefits, including annual leave and enhanced maternity/paternity leave.

Benefits

20 days' annual leave

Enhanced maternity and paternity leave

Pension and life assurance programs

Qualifications

• 3+ years of experience in financial crime or compliance roles.
• Knowledge of UK and EU AML/CFT regulations.
• Experience conducting investigations and writing Suspicious Activity Reports.

Responsibilities

• Review transaction monitoring and fraud alerts.
• Conduct investigations and make risk-based decisions.
• Liaise with Customer Success and Anti-Financial Crime teams.
• Screen customers for PEP, Sanctions, and Adverse Media.

Skills

Financial crime compliance

Investigative skills

Communication

Bilingual proficiency

Tools

Basic IT platforms

Job description

Overview

Transaction Monitoring Specialist - Shift Work

Railsr is a leading embedded finance experience platform that enables any business to prototype, build and scale financial products. Our vision is to make finance an amazing experience for consumers and companies globally, working alongside brands and fintechs to power innovation. This is an exciting space and Railsr had one of the first digitally-native products in the FinTech platform space. Following a period of rapid growth, followed by consolidation, Railsr is returning to growth once again and looking to develop our product capabilities and expand our customer base. It’s an exciting time and the potential for any brand to use Railsr to power and deliver their customers’ financial experiences is enormous. Building on the successful acquisition led by a consortium of investors last month, we have exciting plans for consolidation and future growth.

The Opportunity

The Transaction Monitoring team is expanding, and we are looking for experienced Transaction Monitoring Specialists to support investigations into all payments that flow through the Railsr ecosystem.

Responsibilities

• Review transaction monitoring and fraud alerts in order to identify potential suspicious activity
• Conduct Financial Crime investigations and make risk based decisions to minimize risk exposure to the business
• Make recommendations to the business to adapt processes and transaction monitoring systems to counter new threats and emerging trends
• Liaise with the Customer Success team and other members of the Anti-Financial Crime team to handle urgent cases and prioritise based on SLA expectations
• Screen Business Customers and End-users for PEP, Sanctions and Adverse Media
• Review and assess quality and accuracy of KYC information collected for business customers, including complex, multi-layered corporate customers
• Assist with ad-hoc project work where required

Qualifications

• Minimum of 3+ years’ of related experience with a financial services institution in a financial crime or compliance role
• Knowledge of the UK and EU AML/CFT regulatory framework is a must
• Conducting end-to-end investigations
• Experience writing Suspicious Activity Reports (SARs)
• Experience conducting FinCrime investigations within a regulated environment
• A quick learner who enjoys challenging work
• Fluency in more than one language is preferable, strong English skills is a must
• A strong background in using basic IT platforms
• You are a team-oriented person
• You have excellent written and verbal communication skills and are able to talk easily to people at all levels of your organisation.

What we can offer you

In addition to a competitive salary, we offer:

• 20 days’ annual leave, in addition to 18 Public Holidays.
• 2 additional personal days, on top of your Annual Leave allowance.
• Enhanced Maternity and Paternity leave.
• Enrolment into our Pension and Life Assurance programmes.

Our Values

• Ambition - for our company, colleagues and ourselves and the freedom and expectation to own it.
• Trust - which we give freely and expect in return.
• Curiosity - with our minds open to fresh thinking in the constant pursuit of improvement.
• Customer Obsession - ensuring that everything we do is with the customer in mind, we succeed when they succeed.

If you are eager to join a fast-paced, collaborative and inclusive company and contribute to shaping its future, this is the role for you to make a difference.

Diversity, Inclusion & Belonging

Our global team is amazing, and we’re proud of how well our diverse mix of people collaborate and are fully committed to continuing to make diversity, equity and inclusion part of everything we do. Railsr is an equal opportunities employer and we actively encourage all applications, particularly those from under-represented groups.

Please let us know if there is any support we can provide to ensure Railsr’s recruitment process is fully accessible to you. You can contact us on [e-mail] to discuss specific requirements.