Team Leader, Credit Portfolio Management (Commercial Banking)

CFA Institute; Kuala Lumpur; On-site; MYR 120,000 - 160,000; Full time

Job summary

A leading bank in Asia is seeking an experienced Credit Risk Manager to oversee a team of analysts. This role involves monitoring financial portfolios, assessing at-risk customers, and ensuring accurate reporting to senior management. The ideal candidate will have over 7 years of experience in credit risk or portfolio management and possess strong analytical skills. Join us to make a difference in managing credit risks effectively.

Qualifications

• 7+ years of credit risk or portfolio management experience required.
• Effective communication skills are essential.
• Familiarity with restructuring and recovery strategies is a plus.

Responsibilities

• Lead a team of business analysts to monitor portfolios.
• Collaborate with RMs and Credit Analysts on at-risk customers.
• Ensure timely reporting of watchlist accounts.

Skills

Analytical skills

Stakeholder management

Team coaching

Credit risk understanding

Education

Degree in Finance, Economics, Accounting, or related field

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Lead a team of business analysts to monitor portfolios and identify Early Warning Signals (EWS) such as deteriorating financials, delinquency trends, and adverse market developments.
• Collaborate with Relationship Managers (RMs) and Credit Analysts to assess at-risk customers and recommend mitigation strategies.
• Ensure timely and accurate reporting of watchlist accounts, EWS, and remedial cases to senior management and stakeholders.
• Monitor portfolio trends, sectoral concentrations, and recovery performance; propose process improvements to enhance risk posture.
• Oversee management of distressed accounts, including restructuring, recovery planning, and exit strategies.
• Work with RMs to develop action plans for accounts showing signs of vulnerability.
• Act as a liaison between Business Units, Credit Middle Market, and Risk Management teams.
• Participate in early alert and stakeholder meetings to discuss portfolio health and key account developments.
• Maintain strong communication with senior management on emerging risks, sectoral vulnerabilities, and major exposures.
• Provide guidance and training on credit risk assessment, workout strategies, and stakeholder engagement.
• Foster collaboration with front-line teams to promote credit awareness and early risk detection culture.

Job Requirements

• Degree in Finance, Economics, Accounting, or related field; professional certifications (e.g., CFA, FRM) are a plus.
• 7+ years of credit risk or portfolio management experience, with leadership exposure.
• Strong analytical skills and understanding of credit risk, financials, and market trends.
• Effective communicator with proven stakeholder management and team coaching abilities.
• Familiarity with restructuring, recovery strategies, and regulatory requirements.

Additional Requirements

University-Bachelor

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territori...

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