Senior Credit Policy & Portfolio Analytics Lead

Alliance Bank; Kuala Lumpur; On-site; MYR 60,000 - 80,000; Full time

Job summary

A prominent bank in Malaysia is seeking a skilled banking professional responsible for reviewing credit products and ensuring compliance with policy changes. The candidate should have a strong background in credit assessment as well as excellent analytical skills. A minimum of 3 years of experience in retail or business banking, along with a relevant tertiary educational qualification, is necessary for this role that involves monitoring portfolio health and adhering to the bank's risk appetite.

Qualifications

• Minimum 3 years of experience in retail/business banking.
• Strong working knowledge of analytics tools.
• Sound knowledge of products, operations, policies, and finance practices.

Responsibilities

• Oversee credit assessment robustness within the bank's risk appetite.
• Ensure timely implementation of credit policy changes.
• Conduct portfolio analysis to identify potential risks and opportunities.
• Monitor portfolio health by tracking caps and triggers.

Skills

Credit and analytical skills

Communication skills

SAS

SQL

Programming languages (C++, C#, Java, Python, MATLAB, R, VBA)

Education

Tertiary education qualification in Statistics, Computer Science, IT, Actuarial Science, Finance, Mathematics or related discipline

Job description

A prominent bank in Malaysia is seeking a skilled banking professional responsible for reviewing credit products and ensuring compliance with policy changes. The candidate should have a strong background in credit assessment as well as excellent analytical skills. A minimum of 3 years of experience in retail or business banking, along with a relevant tertiary educational qualification, is necessary for this role that involves monitoring portfolio health and adhering to the bank's risk appetite.