Senior Credit Evaluator: 5C Risk & Lending Decisions

RHB Bank; Kuala Lumpur; On-site; MYR 100,000 - 150,000; Full time

Job summary

A Malaysian banking institution located in Kuala Lumpur is seeking a Credit Evaluation Officer responsible for in-depth credit assessments and compliance with banking guidelines. The role involves executing credit decisions for retail secured products, guiding branches on loan applications, and ensuring data integrity in submissions. Candidates should be attentive to fraud detection and contribute to process improvements while adhering to the bank's policies.

Responsibilities

• Perform in-depth credit evaluation using the 5C’s framework.
• Conduct credit verification on data entry and submitted documents.
• Execute credit decisions for loan applications as per the DLA matrix.
• Comply with Group Policy, Statutory Guidelines, and Bank standards.
• Guide branches/sales on loan applications and referencing guidelines.
• Detect fraud and promote awareness.
• Provide feedback for process improvement.
• Perform additional duties as required.

Job description

A Malaysian banking institution located in Kuala Lumpur is seeking a Credit Evaluation Officer responsible for in-depth credit assessments and compliance with banking guidelines. The role involves executing credit decisions for retail secured products, guiding branches on loan applications, and ensuring data integrity in submissions. Candidates should be attentive to fraud detection and contribute to process improvements while adhering to the bank's policies.