Senior Credit Analyst & Team Lead, Hire Purchase Financing

Toyota Capital Services; Penang; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading financial services provider is seeking a meticulous Senior Executive in Credit Management to join their Penang team. This role involves processing and approving hire purchase applications, assessing risk, and ensuring sound credit decisions for vehicle financing. Candidates should have a degree in a relevant field and 3-5 years of experience in credit decision-making, preferably in banking or financial services. Join us for competitive salary packages and comprehensive health coverage.

Benefits

Competitive Salary & Performance Bonus

Comprehensive Health Coverage

Dental & Optical Benefits

16% Employer EPF Contribution

Career Growth Opportunities

Positive Work Culture

Qualifications

• Minimum of Degree holder in relevant fields.
• 3 to 5 years of experience in credit decision with delegated authority.
• Strong track record in credit assessment.

Responsibilities

• Process, evaluate and approve HP applications.
• Perform verification on customer’s personal and/or employment information.
• Attend to ad-hoc requests as required.

Skills

Credit assessment

Team leadership

Communication in English

Communication in Bahasa Malaysia

Education

Degree in Business, Commerce, Economics, Finance, or Banking

Job description

A leading financial services provider is seeking a meticulous Senior Executive in Credit Management to join their Penang team. This role involves processing and approving hire purchase applications, assessing risk, and ensuring sound credit decisions for vehicle financing. Candidates should have a degree in a relevant field and 3-5 years of experience in credit decision-making, preferably in banking or financial services. Join us for competitive salary packages and comprehensive health coverage.