Sales Consultant (Banking)

Randstad; Kuala Lumpur; On-site; MYR 150,000 - 200,000; Full time

Job summary

A leading recruitment firm is looking for a dynamic sales professional in Kuala Lumpur. This role focuses on acquiring new customers through various methods, pitching a range of financial products including personal loans and credit cards, and maintaining relationships with current clients. Candidates should ideally hold a degree in relevant fields or have sales experience with a minimum of SPM qualifications. Strong communication skills are critical for success in this position.

Qualifications

• A Bachelor’s Degree in a relevant field is preferred, strong communication skills required.
• Candidates without a degree can apply with an SPM or Diploma if they have sales experience.
• 1–2 years of sales experience is necessary for non-degree holders.

Responsibilities

• Actively seek out new customers through various methods.
• Pitch and sell a variety of banking products.
• Maintain and deepen relationships with existing customers.
• Conduct basic financial needs analysis for recommending banking solutions.
• Ensure compliance with internal and regulatory documents.
• Stay updated on competitor products and market conditions.

Skills

Sales

Communication Skills

Education

Bachelor’s Degree in Business, Finance, Economics, or Marketing

Diploma

SPM with minimum 5 passes

Job description

Job Responsibilities

• Customer Acquisition: Actively seek out new-to-bank customers through cold calling, roadshows, networking, and referrals.
• Product Promotion: Pitch and sell a variety of products, including Personal Loans, Mortgages, Credit Cards, SME Financing, and Bancassurance.
• Relationship Management: Maintain and deepen relationships with existing customers to encourage loyalty and identify cross‑selling opportunities.
• Financial Advisory: Conduct basic financial needs analysis for customers to recommend the most suitable banking solutions.
• Documentation & Compliance: Collect and verify customer documents for loan applications and ensure all activities adhere to Bank Negara Malaysia (BNM) regulations and internal AML (Anti‑Money Laundering) policies.
• Market Intelligence: Stay updated on competitor products, interest rates, and market trends to provide feedback to the management team.

Requirements

• Fresh Graduates: A Bachelor’s Degree in Business, Finance, Economics, or Marketing is preferred. However, many banks (like Maybank or CIMB) accept degrees from any discipline if you demonstrate strong communication skills.
• Non-Degree Holders: You can apply with an SPM (minimum 5 passes including BM) or a Diploma, provided you have at least 1–2 years of sales experience.

Skills

Sales, Communication Skills

Qualification

Bachelor's Degree/Diploma/SPM

Education

Secondary School/High School