Portfolio Analyst

Chubb; Kuala Lumpur; On-site; MYR 60,000 - 80,000; Full time

Job summary

A leading insurance company in Kuala Lumpur seeks a professional to manage portfolio performance through data analysis and monitoring. Responsibilities include KPI tracking, competitor analysis, and underwriting support. Candidates should hold a relevant degree and have experience in the insurance industry, especially in portfolio analysis. A strong understanding of market trends and statistical tools is preferred.

Qualifications

• At least 3 years of insurance industry experience, preferably in Motor.
• Experience in portfolio monitoring and analysis.
• Understanding of the motor insurance industry and its trends.

Responsibilities

• Analyze data to track performance and optimize profitability.
• Regularly monitor key performance indicators (KPIs).
• Collaborate with teams to refine pricing strategies.

Skills

Data analysis

Statistical analysis

Market research

Report creation

Risk assessment

Education

Bachelor’s or Master’s Degree in a relevant field

Tools

MS Access

SAS

R

SQL

Job description

Overview

The role is responsible for creating and maintaining monitoring processes to track portfolio performance and provide business recommendations to optimise profitability and production.

Responsibilities

• Data analysis and reporting
  
  
  
  • Gather, clean, and analyze large datasets to extract insights into production and claims trends, customer behavior and market conditions.
  
  
  • Create comprehensive reports and presentations to communicate findings to stakeholders, including senior management.
  
  
  
  


• Performance Monitoring
  
  
  
  • Regularly monitor key performance indicators (KPIs) for the portfolio.
  
  
  • Identify anomalies or emerging patterns in the data and propose actionable strategies to address them.
  
  
  
  


• Portfolio Analysis and Management
  
  
  
  • Analyze portfolio to assess performance, profitability, and risk exposure.
  
  
  • Develop and maintain portfolio models to simulate outcomes based on varying scenarios.
  
  
  
  


• Underwriting Support
  
  
  
  • Collaborate with underwriting and pricing team to analyze risk factors and refine pricing strategies based on portfolio performance.
  
  
  • Provide recommendations for policy adjustments and coverage improvements.
  
  
  
  


• Market Analysis
  
  
  
  • Monitor and analyze competitor pricing, industry trends and competitive landscape.
  
  
  • Provide summary and key insights to Manager to identify opportunities for growth.
  
  
  
  


• Regular reporting
  
  
  
  • Ensure timely submission of monthly and quarterly internal and regulatory reports.
  
  
  
  

Requirements

• Bachelor’s or Master’s Degree in any discipline, preferably Actuarial Science / Stats / Mathematics / Data Science


• At least 3 years of insurance industry working experience preferably covering the Motor portfolio.


• Experience in portfolio monitoring and analysis is preferred.


• Familiarity with statistical computer program languages. MS Access, SAS / R, SQL would be an advantage.


• Strong analytical capabilities in performing analysis, data interpretation, and conducting market research.


• Understanding of motor insurance industry, including underwriting, products, market trend and regulatory requirements is preferred.


• Ability to plan and execute to ensure timely delivery of results.


• Positive work attitude with focus on continuous improvement.