Mortgage Consultant (Bank Loan Specialist)

YK Unite Point Agency; Johor; On-site; MYR 150,000 - 200,000; Full time

Job summary

A financial services agency in Malaysia is seeking a Mortgage Consultant to advise clients on mortgage and home loan options. Candidates should have at least an SPM qualification, be fluent in Chinese, Malay, and English, and possess excellent sales and customer-service skills. This position offers a competitive base salary with commissions, comprehensive training, and clear career growth opportunities. The role requires managing loan application processes and building strong client relationships.

Benefits

Competitive base salary + high commission

Comprehensive training & mentorship

Clear career growth opportunities

Flexible working environment

Exposure to banks and property developers

Qualifications

• Minimum SPM qualification; Diploma or Degree in Finance, Business, or related fields is an advantage.
• Own reliable transport for client visits and property meetings.
• Strong interest in sales, mortgage, or banking; prior experience is a plus.

Responsibilities

• Advise clients on mortgage, home loan, and refinancing options tailored to their financial needs.
• Evaluate clients’ financial profiles and recommend suitable bank loan packages.
• Manage end-to-end loan application processes, from document collection to approval.
• Coordinate with banks, lawyers, and property agents to ensure smooth loan processing.
• Build lasting client relationships and achieve sales targets through professional service.

Skills

Fluent in Chinese

Fluent in Malay

Fluent in English

Sales skills

Negotiation skills

Customer service skills

Education

SPM qualification

Diploma or Degree in Finance or related fields

Job description

Mortgage Consultant (Bank Loan Specialist)

Advise clients on mortgage, home loan, and refinancing options tailored to their financial needs.

Evaluate clients’ financial profiles and recommend suitable bank loan packages.

Manage end-to-end loan application processes, from document collection to approval.

Coordinate with banks, lawyers, and property agents to ensure smooth loan processing.

Build lasting client relationships and achieve sales targets through professional service.

Job Description

• Advise clients on mortgage, home loan, and refinancing options tailored to their financial needs.
• Evaluate clients’ financial profiles and recommend suitable bank loan packages.
• Manage end-to-end loan application processes, from document collection to approval.
• Coordinate with banks, lawyers, and property agents to ensure smooth loan processing.
• Build lasting client relationships and achieve sales targets through professional service.

Job Requirements

• Minimum SPM qualification; Diploma or Degree in Finance, Business, or related fields is an advantage.
• Fluent in Chinese, Malay, and English (spoken and written) for effective client communication.
• Own reliable transport for client visits and property meetings.
• Strong interest in sales, mortgage, or banking; prior experience is a plus.
• Excellent communication, negotiation, and customer-service skills; self‑motivated and target‑driven.

Job Benefits

• Competitive base salary + high commission and performance incentives.
• Comprehensive training & mentorship in mortgage products, banking, and sales skills.
• Clear career growth with promotion opportunities and income progression.
• Flexible working environment with supportive team culture.
• Exposure to banks, property developers, and clients, building valuable professional networks.